2103 N Central Ave, Locust, NC 28097 Property Records

Stanly County property record for 2103 N Central Ave, Locust, NC 28097

Property Summary

Property TypeVacant Land
Lot Size4.5 acres (196,020 sqft)
OwnerIndividual Name on Record
Tax Bill$1,053 (2025)
Deeds & MortgagesSep 2025 Mortgage
Feb 2017 Transfer
Flood ZoneZone X (minimal risk)
APN557603331719

Property Details

APN / Parcel Number

Primary APN557603331719
Alternative APNs
  • 1548921
  • 1520597
  • 15231

Exterior

Lot Area196,020 sqft (4.5 acres)

Location & Zoning

Account Number1548921
Street Address2103 N CENTRAL AVE
CityLOCUST
StateNC
Zip28097-7160
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Local Zoning CodeOPS
Legal DescriptionVAC N CENTRAL AVE 557603027
JurisdictionSTANLY NC
Township / Civil DivisionFURR
Census Block Group1
Census Block1000
Census Tract930801

Owner

Source: Stanly County records, as of January 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2103 N CENTRAL AVE, LOCUST, NC 28097-7160
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2025Intrafamily Transfer, Transfer · Conventional Mortgage
PRIMIS MORTGAGE CO
Feb 1, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 23, 2024
Deed SaleSep 23, 2024
Prior SaleSep 23, 2024
Deed Document Number0000471550
Deed Book / Page1863 / 1243
Last Transfer DateSep 29, 2025
Transfer Doc0000481403
Record UpdatedJun 8, 2026

September 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSTANLY NC
Recording DateSep 29, 2025
Property Address2103 N CENTRAL AVE, LOCUST, NC 28097-7160
Document Number0000481403
Book / Page1895 / 1193
Map ReferenceMB 33 PG 190
Instrument DateSep 24, 2025
Instrument481403
Transaction TypeTransfer
Record UpdatedJan 30, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2103 N CENTRAL AVE, LOCUST, NC 28097-7160

Mortgage

Document Number0000481404
DateSep 29, 2025
Instrument481404
Lender
NamePRIMIS MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueOct 1, 2040

February 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSTANLY NC
Recording DateFeb 1, 2017
Property AddressN CENTRAL AVE, LOCUST, NC 28097
Document Number0000387740
Book / Page001596 / 000053
Instrument DateJan 31, 2017
Instrument387740
Transaction TypeTransfer
Record UpdatedFeb 9, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address2191 N CENTRAL AVE LOCUST NC 280977160, LOCUST, NC 28097-7160

Tax Assessment & Valuation

Source: Stanly County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyStanly County
MunicipalityLocust City
Unified School DistrictStanly County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,053.00 (+95.36%)$114,500 (+131.31%) Land $114,500$114,500 (+131.31%) Land $114,500
2023$539.00$49,500 Land $49,500$49,500 Land $49,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 30, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTANLY CO-WEST STANLY DIST
serves 9,939 people · EPA ID NC0184035
Water SourcePurchased surface water from CITY OF ALBEMARLE
Last State InspectionApr 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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