St. Louis County property record for 2103 Minnesota Ave, Duluth, MN 55802
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.25 ba · 2,512 sqft · built 1995 |
| Lot Size | 0.091 acres (4,001 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $340,000 (Mar 2002) |
| Tax Bill | $3,612 (2026) |
| Deeds & Mortgages | Apr 2020 Mortgage Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-3110-00230 |
| Primary APN | 010-3110-00230 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.25 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 2 Rooms |
| Stories | 2 Stories |
| Building Area | 2,512 sqft Gross Area |
| 1st Floor Area | 1,918 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 4,001 sqft (0.091 acres) |
| Pool Type | Spa / Hot Tub (No Pool) |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 889628 |
|---|---|
| Street Address | 2103 MINNESOTA AVE |
| City | DULUTH |
| State | MN |
| Zip | 55802-2440 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 0043 BLOCK:000 SERIAL # |
| Legal Subdivision | ST LOUIS AVENUE LOWER DULUTH |
| Legal Lot Number | 43 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 2200 |
Source: St. Louis County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2103 MINNESOTA AVE, DULUTH, MN 55802-2440 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 24, 2020 | Deed of Trust, Mortgage · Conventional with PMI BREMER BK |
| Apr 24, 2020 | Deed of Trust, Mortgage · Conventional with PMI BREMER BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 15, 2002 · Amount on Record |
| Deed Sale | Mar 15, 2002 · Amount on Record |
| Prior Sale | Mar 15, 2002 · Amount on Record |
| Deed Document Number | 2002849681 |
| Last Transfer Date | Sep 30, 2004 |
| Transfer Doc | 0000787319 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 2103 MINNESOTA AVE, DULUTH, MN 55802-2440 |
| Document Number | 00T1023430 |
| Instrument Date | Apr 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2020 |
| Title Company | LIBERTY TITLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 2103 MINNESOTA AVE DULUTH MN 558022440, DULUTH, MN 55802-2440 |
| Document Number | 00T1023430 |
|---|---|
| Date | May 14, 2020 |
| Instrument | T1023430 |
| Name | BREMER BK |
|---|---|
| Type | Bank |
| Address | SAINT PAUL, MN 55102 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 13, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 2103 MINNESOTA AVE, DULUTH, MN 55802-2440 |
| Document Number | 00A1380054 |
| Instrument Date | Apr 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2020 |
| Title Company | OTHER |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 2103 MINNESOTA AVE DULUTH MN 558022440, DULUTH, MN 55802-2440 |
| Document Number | 00A1380054 |
|---|---|
| Date | May 18, 2020 |
| Instrument | A1380054 |
| Name | BREMER BK |
|---|---|
| Type | Bank |
| Address | SAINT PAUL, MN 55102 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 17, 2035 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,612.00 (+220.21%) Homeowner's exemption | ||
| 2025 | $1,128.00 (+69.37%) Homeowner's exemption | $218,500 (+223.7%) Land $69,000 Building $149,500 | $218,500 (+223.7%) Land $69,000 Building $149,500 |
| 2024 | $666.00 | $67,500 (+107.06%) Land $67,500 | $67,500 (+107.06%) Land $67,500 |
| 2022 | $32,600 Land $32,600 | $32,600 Land $32,600 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 5 (1986–2019) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Oct 2019 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Airfiber Fixed Wireless | 100 / 20 |
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