St. Louis County property record for 2103 Miller Creek Dr, Duluth, MN 55811
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.75 ba · 1,338 sqft · built 2001 |
| Lot Size | 0.041 acres (1,819 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $353,000 (Jul 2026) |
| Tax Bill | $4,002 (2026) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage May 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-3267-00060 |
| Primary APN | 010-3267-00060 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 1,338 sqft Gross Area |
| 1st Floor Area | 1,338 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 1,819 sqft (0.041 acres) |
| Garage Area | 466 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 732265 |
|---|---|
| Street Address | 2103 MILLER CREEK DR |
| City | DULUTH |
| State | MN |
| Zip | 55811-1882 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LIVING UNIT 50 AND AN UNDIVIDED INTEREST INTHE COMMONS AREA SERIAL # |
| Legal Subdivision | CIC 28 MILLER CREEK CONDOS 10 |
| Legal Unit | 50 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 302 |
2103 Miller Creek Dr is owned and occupied by two individuals who bought it in July 2026.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2103 MILLER CREEK DR, 1, DULUTH, MN 55811-1882 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 9, 2026 | Deed, Transfer · Conventional Mortgage BELL BANK |
| May 8, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 9, 2026 · Amount on File |
| Deed Sale | Jul 9, 2026 · Amount on File |
| Prior Sale | Dec 18, 2002 · Amount on File |
| Deed Document Number | 20261103378 |
| Prior Transfer Date | Jan 4, 2011 |
| Prior Transfer Doc | 0000895040 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jul 9, 2026 |
| Property Address | 2103 MILLER CREEK DR, DULUTH, MN 55811-1882 |
| Document Number | 0001103378 |
| Instrument Date | Jun 30, 2026 |
| Instrument | 20261103378 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2026 |
| Title Company | TITLE TEAM LLC, TITLE TEAM |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $117,654.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Number | 0001103381, |
|---|---|
| Date | Jul 9, 2026 |
| Instrument | 20261103381 |
| Name | BELL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | May 8, 2017 |
| Property Address | 2103 MILLER CREEK DR, DULUTH, MN 55811-1882 |
| Document Number | 000T984659 |
| Instrument Date | Apr 21, 2017 |
| Instrument | T984659 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 2301 MILLER CREEK DR #50 DULUTH MN 55811, 50, DULUTH, MN 55811 |
The 2026 property tax bill for 2103 Miller Creek Dr was $4,002 with a homeowner's exemption, up 3% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,002.00 (+2.99%) Homeowner's exemption | ||
| 2025 | $3,886.00 (+8.55%) Homeowner's exemption | $323,200 (+7.66%) Land $27,900 Building $295,300 | $323,200 (+7.66%) Land $27,900 Building $295,300 |
| 2024 | $3,580.00 | $300,200 Land $41,600 Building $258,600 | $300,200 Land $41,600 Building $258,600 |
| 2022 | $264,500 Land $34,500 Building $230,000 | $264,500 Land $34,500 Building $230,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2103 Miller Creek Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2103 Miller Creek Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
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