Union County property record for 2103 Melody Dr, Monroe, NC 28110
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,556 sqft · built 1966 |
| Lot Size | 0.838 acres (36,503 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $350,000 (Mar 2024) |
| Tax Bill | $3,033 (2025) |
| Deeds & Mortgages | Mar 2024 Sale Apr 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-339-059 |
| Primary APN | 09-339-059 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,556 sqft Living Area |
| Gross Area | 1,956 sqft |
| 1st Floor Area | 1,556 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 36,503 sqft (0.838 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 72 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 2103 MELODY DR |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-8982 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R-20 MONRO |
| Legal Description | #11 & #12 HELMS PARK PG05 PG77 |
| Legal Subdivision | HELMS PARK |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 20405 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2103 MELODY DR, MONROE, NC 28110-8982 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Mar 28, 2024 | Warranty Deed, Transfer |
| Apr 17, 2023 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 28, 2024 · Amount on Record |
| Deed Sale | Mar 28, 2024 · Amount on Record |
| Prior Sale | Nov 9, 2005 · Amount on Record |
| Deed Document Number | 20246789 |
| Deed Book / Page | 8876 / 612 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Mar 28, 2024 |
| Property Address | 2103 MELODY DR, MONROE, NC 28110-8982 |
| Document Number | 0008876612 |
| Book / Page | 8876 / 612 |
| Instrument Date | Mar 28, 2024 |
| Instrument | 6789 |
| Transaction Type | Transfer |
| Record Updated | Apr 15, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $700.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2103 MELODY DR, MONROE, NC 28110-8982 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 2103 MELODY DR, MONROE, NC 28110-8982 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0008690233 |
|---|---|
| Date | Apr 17, 2023 |
| Book Page | 8690/233 |
| Instrument | 8712 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2053 |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $347,000 (-) Land $57,700 Building $289,300 | $347,000 (-) Land $57,700 Building $289,300 | |
| 2025 | $3,033.00 (+35.52%) | $347,000 (+69.02%) Land $57,700 Building $289,300 | $347,000 (+69.02%) Land $57,700 Building $289,300 |
| 2023 | $2,238.00 | $205,300 Land $35,000 Building $170,300 | $205,300 Land $35,000 Building $170,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MONROE serves 43,081 people · EPA ID NC0190010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | E. coli resolved · Aug 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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