Buchanan County property record for 2103 Lovers Ln, Saint Joseph, MO 64505
| Property Type | Single Family Home |
|---|---|
| Details | 1,455 sqft · built 1907 |
| Lot Size | 0.747 acres (32,560 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $321,300 (Feb 2007) |
| Tax Bill | $3,152 (2025) |
| APN | 06-2.0-04-002-001-108.000 |
| Primary APN | 06-2.0-04-002-001-108.000 |
|---|
| Building Area | 1,455 sqft Base Area |
|---|---|
| 1st Floor Area | 1,455 sqft |
| Year Built | Built 1907 |
|---|---|
| Effective Year Built | Effective 1907 |
| Lot Area | 32,560 sqft (0.747 acres) |
| Lot Dimensions | 220 ft deep x 148 ft wide |
| Street Address | 2103 LOVERS LN |
|---|---|
| City | SAINT JOSEPH |
| State | MO |
| Zip | 64505-2245 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CITY |
| Legal Description | SUB:KENWOOD HEIGHTS LOT:1 BLK:2LGL DESC:A TRI TR 80' X 255' OUT OF NW4 OF SEC 4 & L 1, 2 & 3 BLK 2 |
| Legal Subdivision | KENWOOD HEIGHTS |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | BUCHANAN MO |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 500 |
Source: Buchanan County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2103 LOVERS LN, SAINT JOSEPH, MO 64505-2245 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 13, 2007 · Amount on Record |
| Deed Sale | Feb 13, 2007 · Amount on Record |
| Deed Document Number | 20072009 |
| Deed Book / Page | 2971 / 205 |
| Last Transfer Date | Oct 15, 2015 |
| Transfer Doc | 2015010921 |
| Record Updated | Sep 20, 2026 |
Source: Buchanan County assessment roll, as of November 4, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Buchanan County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,152.00 (+0.03%) | $44,110 (+2.8%) Land $5,230 Building $38,880 | $232,120 (+2.8%) Land $27,500 Building $204,620 |
| 2024 | $3,151.00 (+12.22%) | ||
| 2023 | $2,808.00 (-0.67%) | $42,910 (-) Land $5,230 Building $37,680 | $225,800 (-) Land $27,500 Building $198,300 |
| 2022 | $2,827.00 | $42,910 Land $5,230 Building $37,680 | |
| 2021 | $225,800 Land $27,500 Building $198,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 14 (1982–1993) |
| Claims Outside the SFHA | 2 of 14 |
| Most Recent Claim | Jul 1993 · Severe Storms & Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 433 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| United Fiber Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
5G (outdoors only) and 4G LTE
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