2103 Legacy Dr, Forest Hill, MD 21050 Property Records

Harford County property record for 2103 Legacy Dr, Forest Hill, MD 21050

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,948 sqft · built 2003
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on Record
Last Sale	$625,000 (Oct 2016)
Tax Bill	$8,217 (2026)
Deeds & Mortgages	May 2021 Sale Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-099192`

Property Details

APN / Parcel Number

Primary APN	`04-099192`
Alternative APNs	`4099192` `099192`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,948 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	130,680 sqft (3 acres)
Garage Type	Built-in
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Pool Area	666 sqft
Porch	Slab
Porch Area	374 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	099192
Street Address	2103 LEGACY DR
City	FOREST HILL
State	MD
Zip	21050-2216
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	LOT 24 3 AC 2103 LEGACY DRIVE SPARKS LEGACY PT 203/36
Legal Subdivision	SPARKS LEGACY
Legal Lot Number	24
Jurisdiction	HARFORD MD
Township / Civil Division	4, MARSHALL
Census Block Group	4
Census Block	4000
Census Tract	304202

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2103 LEGACY DR, FOREST HILL, MD 21050-2216
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
May 3, 2021	Deed, Transfer ACCOMODATION, ACCOMMODATION
Jan 21, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage MERIDIAN BANK
Jun 26, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2016 · Amount on Record
Deed Sale	Oct 7, 2016 · Amount on Record
Prior Sale	Aug 9, 2005 · Amount on Record
Deed Book / Page	12031 / 137
Last Transfer Date	Feb 9, 2021
Transfer Doc	0147190114
Record Updated	Oct 29, 2026

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	May 3, 2021
Property Address	2103 LEGACY DR, FOREST HILL, MD 21050-2216
Document Number	0147190114
Book / Page	14719 / 114
Map Reference	MB JJR 203 FO 36
Instrument Date	Feb 9, 2021
Transaction Type	Transfer
Record Updated	May 24, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2103 LEGACY DR, FOREST HILL, MD 21050-2216

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HARFORD MD
Recording Date	Jan 21, 2021
Property Address	2103 LEGACY DR, FOREST HILL, MD 21050-2216
Document Number	0144280446
Book / Page	14428 / 446
Map Reference	MB JJR203 FO 36
Instrument Date	Jan 4, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2103 LEGACY DR, FOREST HILL, MD 21050-2216

Mortgage

Document Number	0014428449
Date	Jan 21, 2021
Instrument	14428/449

Lender

Name	MERIDIAN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARFORD MD
Recording Date	Jun 26, 2017
Property Address	2103 LEGACY DR, FOREST HILL, MD 21050-2216
Document Number	0124020434
Book / Page	012402 / 000434
Instrument Date	May 18, 2017
Transaction Type	Transfer
Record Updated	Jul 4, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	2103 LEGACY DR FOREST HILL MD 210502216, FOREST HILL, MD 21050-2216

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,217.00 (+20.55%) Homeowner's exemption	$748,467 (+6.22%)	$792,300 (-) Land $145,000 Building $647,300
2025	$6,816.00 (+9.86%) Homeowner's exemption	$704,633 (+10.6%)	$792,300 (+19.9%) Land $145,000 Building $647,300
2023		$637,100	$660,800 Land $145,000 Building $515,800
2022	$6,204.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable	1,000 / 20
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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