2103 Lee Ridge Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 2103 Lee Ridge Dr, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,937 sqft · built 1992
Lot Size	0.18 acres (7,841 sqft)
Owner	Trust Name on File
Last Sale	$323,000 (Apr 2021)
Deeds & Mortgages	Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A902000169`

Property Details

APN / Parcel Number

Primary APN	`A902000169`
Alternative APN	`2-113A-6502-00-052K.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,937 sqft Living Area
Gross Area	4,157 sqft
1st Floor Area	2,237 sqft
Basement Area	1,374 sqft
Finished Basement	700 sqft
Unfinished Basement	674 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	546 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	90 sqft
Patio Area	187 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A902000169
Street Address	2103 LEE RIDGE DR
City	O FALLON
State	MO
Zip	63368-8111
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TWIN CHIMNEYS VLG K LEE RIDGE LOT 52K
Legal Subdivision	TWIN CHIMNEYS VLG K LEE RIDGE
Legal Lot Number	52K
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	1
Census Block	1022
Census Tract	311154

Owner

2103 Lee Ridge Dr is owner-occupied and held in a trust since July 2024.

Source: St. Charles County records, as of September 10, 2026

Owner of Record	Trust Name on File
Mailing Address	2103 LEE RIDGE DR, O FALLON, MO 63368-8111
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2021 · Amount on File
Deed Sale	Apr 16, 2021 · Amount on File
Prior Sale	Sep 26, 2019 · Amount on File
Deed Document Number	202133673
Last Transfer Date	Jul 24, 2024
Transfer Doc	0000029342
Record Updated	Oct 29, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 26, 2019
Property Address	2103 LEE RIDGE DR, O FALLON, MO 63368-8111
Document Number	0071492150
Book / Page	007149 / 002150
Instrument Date	Sep 25, 2019
Instrument	529240
Transaction Type	Transfer
Record Updated	Oct 23, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12103 LEE RIDGE DR O FALLON MO 63368, O FALLON, MO 63368

Mortgage

Document Number	71492152
Date	Sep 26, 2019
Book Page	007149/002152
Instrument	529250

Lender

Name	FIRST ST BK/ST CHARLES
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 25, 2049

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2026	$70,387	$370,460 Land $65,000 Building $305,460
2023	$66,388
2022		$349,412 Land $45,000 Building $304,412

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2103 Lee Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2103 Lee Ridge Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20