2103 Laurel St, Melissa, TX 75454 Property Records

Collin County property record for 2103 Laurel St, Melissa, TX 75454

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,875 sqft · built 2018
Lot Size	0.126 acres (5,500 sqft)
Owner	Individual Name on Record
Tax Bill	$5,371 (2024)
Deeds & Mortgages	Jan 2026 Line of Credit Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R-11443-00F-0230-1`

Property Details

APN / Parcel Number

Primary APN	`R-11443-00F-0230-1`
Alternative APN	`2771285`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,875 sqft Living Area
Gross Area	2,309 sqft
1st Floor Area	1,875 sqft

Exterior

Year Built	Built 2018
Exterior Material	Brick
Construction Type	Wood Frame
Lot Area	5,500 sqft (0.126 acres)
Garage Type	Attached
Garage Area	434 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2771285
Street Address	2103 LAUREL ST
City	MELISSA
State	TX
Zip	75454-2929
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AUBURNDALE PHASE 1 (CML), BLK F, LOT 23
Legal Subdivision	AUBURNDALE PHASE 1 (CML)
Legal Phase	1
Legal Block	F
Legal Lot Number	23
Jurisdiction	COLLIN TX
Township / Civil Division	ANNA
Census Block Group	2
Census Block	2003
Census Tract	30202

Owner

Source: Collin County records, as of October 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2103 LAUREL ST, MELISSA, TX 75454-2929
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2026	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Dec 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jul 19, 2019	Grant Deed, Subdivision Related Transfer MORTGAGE FIN'L SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 2019
Deed Sale	Jul 19, 2019
Prior Sale	Jul 19, 2018
Deed Document Number	20190719000851970
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	2103 LAUREL ST, MELISSA, TX 75454-2929
Transaction Type	Mortgage
Record Updated	Feb 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2103 LAUREL ST, MELISSA, TX 75454-2929

Mortgage

Document Number	2026000010030
Date	Jan 29, 2026
Instrument	2026000010030

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 9, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	2103 LAUREL ST, MELISSA, TX 75454-2929
Transaction Type	Mortgage
Record Updated	Oct 24, 2025
Title Company	ERS TITLE, VERUS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002491380
Date	Dec 9, 2021
Instrument	20211209002491380

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

July 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	COLLIN TX
Recording Date	Jul 19, 2019
Property Address	2103 LAUREL ST, MELISSA, TX 75454-2929
Document Number	0000851970
Instrument Date	Jul 18, 2019
Instrument	851970
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 8, 2019
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	2103 LAUREL ST MELISSA TX 754542929, MELISSA, TX 75454-2929

Mortgage

Document Number	851980
Date	Jul 19, 2019
Instrument	851980

Lender

Name	MORTGAGE FIN'L SVCS
Type	Mortgage Company
Address	BATON ROUGE, LA 70816

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 18, 2049

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Melissa City
Unified School District	Melissa Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$375,995 (-6.31%) Land $110,000 Building $265,995	$375,995 (-6.31%) Land $110,000 Building $265,995
2024	$5,371.00 (-4.06%)
2023		$401,300 Land $105,000 Building $296,300	$401,300 Land $105,000 Building $296,300
2022	$5,598.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1990–2012)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELISSA serves 26,234 people · EPA ID TX0430040
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2023
Also Mapped Here	NORTH COLLIN SUD
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Optimum Fiber · Cable	940 / 940
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Rise Broadband.

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