Oakland County property record for 2103 Lancer Dr, Troy, MI 48084 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,206 sqft · built 1976 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $278,900 (Apr 2008) |
| Tax Bill | $6,036 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Nov 2023 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 88-20-19-427-008 |
| Primary APN | 88-20-19-427-008 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,206 sqft Living Area |
| 1st Floor Area | 1,656 sqft |
| Basement Area | 1,146 sqft |
| Unfinished Basement | 1,656 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Lot Area | 11,326 sqft (0.26 acres) |
| Lot Dimensions | 140 ft deep x 80 ft wide |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 450 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 2103 LANCER DR |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48084-1307 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T2N, R11E, SEC 19 SHEFFIELD MANOR SUB LOT 24 |
| Legal Range | 11E |
| Legal Township | 2N |
| Legal Section | 19 |
| Legal Subdivision | SHEFFIELD MANOR SUB |
| Legal Lot Number | 24 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | TROY |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 196700 |
Source: Oakland County records · APN 88-20-19-427-008
Assessment roll updated January 21, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2103 LANCER DR, TROY, MI 48084-1307 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 10, 2025 | Deed of Trust, Mortgage · Conventional Mortgage KAYE FINANCIAL CORP |
| Nov 29, 2023 | Deed of Trust, Mortgage · Conventional Mortgage KAYE FINANCIAL CORP |
| Jan 29, 2022 | Deed of Trust, Mortgage MICHIGAN EDUCATIONAL CU |
| Jul 18, 2018 | Deed of Trust, Mortgage · Conventional Mortgage KAYE FINANCIAL CORP |
| Nov 06, 2018 | Deed of Trust, Mortgage · Line of Credit TCF NATIONAL BANK |
| May 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage KAYE FINANCIAL CORP |
| Nov 10, 2020 | Deed of Trust, Mortgage MICHIGAN EDUCATIONAL CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 22, 2008 · Amount on Record |
| Deed Sale | Apr 22, 2008 · Amount on Record |
| Prior Sale | Jun 13, 2007 · Amount on Record |
| Deed Document Number | 20084244 |
| Deed Book / Page | 40238 / 53 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 2103 LANCER DR, TROY, MI 48084-1307 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2103 LANCER DR, TROY, MI 48084-1307 |
| Document Number | 20250154267 |
|---|---|
| Date | Dec 10, 2025 |
| Book Page | 60768/750 |
| Instrument | 20250154267 |
| Name | KAYE FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Address | FARMINGTON, MI 48334 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Type Change Date | Dec 01, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 7.5% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 10.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 2103 LANCER DR, TROY, MI 48084-1307 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2023 |
| Title Company | NOT AVAILABLE, EMBASSY TITLE |
| Name | Verified Name |
|---|---|
| Address | 2103 LANCER DR, TROY, MI 48084-1307 |
| Document Number | 0000129643 |
|---|---|
| Date | Nov 29, 2023 |
| Book Page | 59032/880 |
| Instrument | 129643 |
| Name | KAYE FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Address | FARMINGTON, MI 48334 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 2103 LANCER DR, TROY, MI 48084-1307 |
| Transaction Type | Mortgage |
| Record Updated | Apr 01, 2022 |
| Title Company | LIBERTY TITLE |
| Name | Verified Name |
|---|---|
| Address | 2103 LANCER DR, TROY, MI 48084-1307 |
| Document Number | 0000307516 |
|---|---|
| Date | Jan 29, 2022 |
| Book Page | 57373/258 |
| Instrument | 307516 |
| Name | MICHIGAN EDUCATIONAL CU |
|---|---|
| Type | Credit Union |
| Address | PLYMOUTH, MI 48170 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 2103 LANCER DR, TROY, MI 48084-1307 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000118734 |
|---|---|
| Date | Jul 18, 2018 |
| Book Page | 52007/00507 |
| Instrument | 118734 |
| Name | KAYE FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Address | WEST BLOOMFIELD, MI 48322 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Aug 01, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 2103 LANCER DR, TROY, MI 48084-1307 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000180819 |
|---|---|
| Date | Nov 06, 2018 |
| Book Page | 52334/00319 |
| Instrument | 180819 |
| Name | TCF NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 23, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 2103 LANCER DR, TROY, MI 48084-1307 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000094859 |
|---|---|
| Date | May 14, 2020 |
| Book Page | 54215/424 |
| Instrument | 94859 |
| Name | KAYE FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Address | WEST BLOOMFIELD, MI 48322 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 2103 LANCER DR, TROY, MI 48084-1307 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2103 LANCER DR, TROY, MI 48084-1307 |
| Document Number | 0000236023 |
|---|---|
| Date | Nov 10, 2020 |
| Book Page | 55148/188 |
| Instrument | 236023 |
| Name | MICHIGAN EDUCATIONAL CU |
|---|---|
| Type | Credit Union |
| Address | PLYMOUTH, MI 48170 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Oct 31, 2025 |
Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Troy School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,036.00 (-3.85%) | ||
| 2023 | $524,500 | ||
| 2022 | $6,278.00 | $262,250 |
Source: FEMA National Flood Hazard Layer, Oakland County (26125C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261251967002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 4 individual NFIP policies nearby |
| Nearby Flood Policies | 4 in force 1 of 4 on primary residences |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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