2103 Ladera Dr, Lincoln, CA 95648 Property Records

Placer County property record for 2103 Ladera Dr, Lincoln, CA 95648

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,003 sqft · built 2006
Lot Size	0.465 acres (20,235 sqft)
Owner	Trust Name on File
Last Sale	$1,550,000 (Mar 2022)
Tax Bill	$18,630 (2025)
Deeds & Mortgages	Mar 2022 Sale Dec 2021 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`337-160-031-000`

Property Details

APN / Parcel Number

Primary APN	`337-160-031-000`
Alternative APN	`337-160-031`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	3,003 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Contemporary
Construction Type	Frame
Lot Area	20,235 sqft (0.465 acres)
Garage Area	819 sqft
Parking Spaces	3 Parking Spaces
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	337-160-031
Street Address	2103 LADERA DR
City	LINCOLN
State	CA
Zip	95648-7933
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 84 VERDERA VILLAGE 20, MOR Z-41
Legal Subdivision	VERDERA VILLAGE 20
Legal Lot Number	84
Jurisdiction	PLACER CA
Township / Civil Division	LINCOLN
Census Block Group	2
Census Block	2004
Census Tract	23501

Owner

2103 Ladera Dr is held in a trust since March 2022.

Source: Placer County records, as of July 13, 2026

Owner of Record	Trust Name on File
Mailing Address	2103 LADERA DR, LINCOLN, CA 95648-7933
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2022	Grant Deed, Transfer PLACER TITLE COMPANY
Dec 23, 2021	Intrafamily Transfer, Transfer OLD REPUBLIC TITLE COMPANY
Dec 15, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNCLE CU
Feb 14, 2017	Deed of Trust, Mortgage · Line of Credit FIRST TECHNOLOGY FEDERAL CU
Mar 9, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 7, 2022 · Amount on File
Deed Sale	Mar 7, 2022 · Amount on File
Prior Sale	May 2, 2016 · Amount on File
Deed Document Number	202220065
Prior Transfer Date	Dec 8, 2021
Prior Transfer Doc	0000154689
Record Updated	Oct 29, 2026

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Mar 7, 2022
Property Address	2103 LADERA DR, LINCOLN, CA 95648-7933
Document Number	0000020065
Map Reference	MB Z PG 41
Instrument Date	Mar 1, 2022
Instrument	2022-0020065
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2103 LADERA DR, LINCOLN, CA 95648-7933

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PLACER CA
Recording Date	Dec 23, 2021
Property Address	2103 LADERA DR, LINCOLN, CA 95648-7933
Document Number	0000154689
Map Reference	MB Z PG 41
Instrument Date	Dec 8, 2021
Instrument	2021-0154689
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2103 LADERA DR, LINCOLN, CA 95648-7933

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PLACER CA
Recording Date	Dec 15, 2021
Property Address	2103 LADERA DR, LINCOLN, CA 95648-7933
Document Number	0000151593
Map Reference	MB Z PG 41
Instrument Date	Dec 8, 2021
Instrument	2021-0151593
Transaction Type	Transfer
Record Updated	Dec 28, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2103 LADERA DR, LINCOLN, CA 95648-7933

Mortgage

Document Number	0000151594
Date	Dec 15, 2021
Instrument	2021-0151594

Lender

Name	UNCLE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	2103 LADERA DR, LINCOLN, CA 95648-7933
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011014
Date	Feb 14, 2017
Instrument	2017-0011014

Lender

Name	FIRST TECHNOLOGY FEDERAL CU
Type	Credit Union
Address	BEAVERTON, OR 97006

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Feb 13, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	2103 LADERA DR, LINCOLN, CA 95648-7933
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020775
Date	Mar 9, 2020
Instrument	2020-0020775

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 9, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2103 Ladera Dr was $18,630.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Lincoln City
Unified School District	Western Placer Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,677,768 (+2%) Land $432,972 Building $1,244,796
2025	$18,630.00	$1,644,872 Land $424,483 Building $1,220,389
2023	$17,425.00 (+43.46%)	$1,455,000 Land $375,500 Building $1,079,500
2022	$12,146.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2103 Ladera Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2103 Ladera Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LINCOLN serves 56,268 people · EPA ID CA3110004
Water Source	Purchased surface water from PLACER CWA - FOOTHILL
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon, Zeta Broadband.

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