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2103 Justice Ln, Saint Cloud, FL 34769 Property Records

Osceola County property record for 2103 Justice Ln, Saint Cloud, FL 34769 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,807 sqft · built 2006
Lot Size0.132 acres (5,750 sqft)
OwnerIndividual Name on File
Last Sale$119,900 (Mar 2011)
Tax Bill$7,858 (2025)
Deeds & MortgagesMay 2018 Mortgage
Feb 2022 Transfer
Flood ZoneZone X (minimal risk)
APN140307

Property Details

APN / Parcel Number

Primary APN140307
Alternative APN
  • 092630005500011690

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,807 sqft Heated Area
Gross Area3,363 sqft
1st Floor Area1,654 sqft
Upper Floors Area1,153 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Exterior MaterialStucco
Construction TypeFrame
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,750 sqft (0.132 acres)
Lot Dimensions115 ft deep x 50 ft wide
Garage TypeFinished
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area136 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number140307
Street Address2103 JUSTICE LN
CitySAINT CLOUD
StateFL
Zip34769-7072
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionANTHEM PARK PH 1B PB 18 PG 72 LOT 169
Legal Range30E
Legal Township26S
Legal Section09
Legal SubdivisionANTHEM PARK
Legal Phase1B
Legal Tract55
Legal Block1
Legal Lot Number169
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1013
Census Tract43208

Owner

Source: Osceola County records · APN 140307

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1326 CHESSINGTON CIR, LAKE MARY, FL 32746-1915
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 01, 2018Deed of Trust, Mortgage · Conventional Mortgage
TRUSTCO BANK
Feb 02, 2022Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 09, 2011 · Amount on Record
Deed SaleMar 09, 2011 · Amount on Record
Prior SaleMar 09, 2011 · Amount on Record
Deed Document Number0041021030
Last Transfer DateFeb 02, 2022
Transfer Doc0061412100
Record UpdatedJun 08, 2026

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2103 JUSTICE LN, SAINT CLOUD, FL 34769-7072
Transaction TypeMortgage
Record UpdatedAug 01, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0053260391
DateMay 01, 2018
Book Page5326/0391
Instrument2018069296
Lender
NameTRUSTCO BANK
TypeBank
AddressLONGWOOD, FL 32750
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term239 Months
DueApr 24, 2038

February 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateFeb 02, 2022
Property Address2103 JUSTICE LN, SAINT CLOUD, FL 34769-7072
Document Number0061412100
Book / Page6141 / 2100
Map ReferenceMB 18 PG 72
Instrument DateJan 12, 2022
Instrument2022017442
Transaction TypeTransfer
Record UpdatedAug 01, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address898 VINELAND PL, LAKE MARY, FL 32746-1823

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,858.00 (+9.56%)$342,400 (+0.38%) Land $70,000 Building $272,400$342,400 (+0.38%) Land $70,000 Building $272,400
2023$7,172.00 (+8.29%)$341,100 (+12.54%) Land $60,000 Building $281,100$341,100 (+12.54%) Land $60,000 Building $281,100
2022$6,623.00$303,100 Land $55,000 Building $248,100$303,100 Land $55,000 Building $248,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970432081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 29 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies35 units insured
6 under condo master policies

Wildfire

Wildfire RiskModerate
above 46% of the US · above 16% of Florida
Wildfire LikelihoodAbout 1 in 1,316 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 469 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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