2103 Jessamine Rd, Bloomington, IL 61704 Property Records

McLean County property record for 2103 Jessamine Rd, Bloomington, IL 61704

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.25 ba · 3,862 sqft · built 2000
Lot Size	0.266 acres (11,594 sqft)
Owner	2 Individual Names on Record
Last Sale	$475,000 (Apr 2024)
Tax Bill	$10,656 (2024)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Oct 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`14-25-303-015`

Property Details

APN / Parcel Number

Primary APN	`14-25-303-015`

Interior

Bedrooms	4 Beds
Full Baths	3.25 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,862 sqft Living Area
Gross Area	4,906 sqft
1st Floor Area	1,710 sqft
Basement Area	1,340 sqft
Finished Basement	1,340 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	11,594 sqft (0.266 acres)
Lot Dimensions	115 ft deep x 101 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	1,044 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Concrete/Masonry Porch
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2103 JESSAMINE RD
City	BLOOMINGTON
State	IL
Zip	61704-1529
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	SUMMERFIELD SUB 1ST ADD LOT 50
Legal Range	02E
Legal Township	24N
Legal Section	25
Legal Subdivision	SUMMERFIELD SUB
Legal Lot Number	50
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	2
Census Block	2009
Census Tract	506

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2103 JESSAMINE RD, BLOOMINGTON, IL 61704-1529
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2024	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Oct 28, 2020	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2024 · Amount on Record
Deed Sale	Apr 18, 2024 · Amount on Record
Deed Document Number	20244654
Prior Transfer Date	Oct 10, 2020
Prior Transfer Doc	0000022953
Record Updated	Jun 8, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Apr 18, 2024
Property Address	2103 JESSAMINE RD, BLOOMINGTON, IL 61704-1529
Document Number	202400004654
Map Reference	DOC 1998-00005864
Instrument Date	Apr 15, 2024
Instrument	2024-00004654
Transaction Type	Transfer
Record Updated	Apr 26, 2024
Title Company	MCLEAN COUNTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$475.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2103 JESSAMINE RD, BLOOMINGTON, IL 61704-1529

Mortgage

Document Number	202400004655
Date	Apr 18, 2024
Instrument	2024-00004655

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	May 1, 2034

October 2020: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MCLEAN IL
Recording Date	Oct 28, 2020
Property Address	2103 JESSAMINE RD, BLOOMINGTON, IL 61704-1529
Document Number	202000022953
Map Reference	DOC 1998-005684
Instrument Date	Oct 1, 2020
Instrument	2020-00022953
Transaction Type	Transfer
Record Updated	Feb 28, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2103 JESSAMINE RD, 2103, BLOOMINGTON, IL 61704-1529

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$171,771 (+35.33%) Land $30,956 Building $140,815	$515,313 (+35.33%) Land $92,868 Building $422,445
2024	$10,656.00 (+8.5%)
2023	$9,821.00	$126,925 Land $22,874 Building $104,051	$380,775 Land $68,622 Building $312,153

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Watch TV Fixed Wireless	100 / 20

May also be available: Pavlov Media, Verizon.

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