2103 Indian Trl, Overgaard, AZ 85933 Property Records

Navajo County property record for 2103 Indian Trl, Overgaard, AZ 85933

Property Summary

Property Type	Single Family Home
Details	1,272 sqft · built 1987
Lot Size	0.43 acres (18,731 sqft)
Owner	2 Company Names on Record
Last Sale	$390,000 (Apr 2024)
Tax Bill	$1,504 (2025)
Deeds & Mortgages	Oct 2026 Sale Apr 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`206-20-025`

Property Details

APN / Parcel Number

Primary APN	`206-20-025`

Interior

Stories	2 Stories
Building Area	1,272 sqft Living Area
1st Floor Area	1,272 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Plywood
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	18,731 sqft (0.43 acres)
Garage Type	Detached
Garage Area	280 sqft

Exterior Amenities

Porch	Slab
Porch Area	240 sqft
Deck Area	Deck Area
Patio Area	288 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	2103 INDIAN TRL
City	OVERGAARD
State	AZ
Zip	85933-5034
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-10
Legal Description	BUCKSKIN ACRES #2 LOT 35 XGR-2
Legal Range	17E
Legal Township	12N
Legal Section	29
Legal Subdivision	BUCKSKIN ACRES #2
Legal Lot Number	35
Jurisdiction	NAVAJO AZ
Township / Civil Division	SNOWFLAKE
Census Block Group	2
Census Block	2053
Census Tract	963700

Owner

Source: Navajo County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	9673 E CORRINE DR, SCOTTSDALE, AZ 85260-4621
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2026	Special Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Apr 29, 2024	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2024 · Amount on Record
Deed Sale	Apr 29, 2024 · Amount on Record
Prior Sale	Apr 18, 2007 · Amount on Record
Deed Document Number	20245472
Prior Transfer Date	Aug 4, 2015
Prior Transfer Doc	0000012482
Record Updated	Oct 29, 2026

October 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Oct 5, 2026
Property Address	2103 INDIAN TRL, OVERGAARD, AZ 85933-5034
Document Number	0000014912
Instrument Date	Sep 30, 2026
Instrument	202614912
Transaction Type	Transfer
Record Updated	Oct 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	9673 E CORRINE DR, SCOTTSDALE, AZ 85260-4621

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Apr 29, 2024
Property Address	2103 INDIAN TRL, OVERGAARD, AZ 85933-5034
Document Number	0000005472
Map Reference	MB 8 PG 1
Instrument Date	Apr 19, 2024
Instrument	2024-05472
Transaction Type	Transfer
Record Updated	May 10, 2024
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1304 N 86TH PL, MESA, AZ 85207-4131

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	9673 E CORRINE DR, SCOTTSDALE, AZ 85260-4621

Mortgage

Document Number	0000005473
Date	Apr 29, 2024
Instrument	2024-05473

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.6%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2034
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.6%
Index	SOFR Average 30-Day
Margin	3
Max Rate	11.6%

Tax Assessment & Valuation

Source: Navajo County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Navajo County
Unified School District	Heber-Overgaard Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$264,426 (-2.17%) Land $36,394 Building $228,032
2026			$270,294 (+9.67%) Land $38,646 Building $231,648
2025	$1,504.00 (+4.23%)	$24,646 Land $3,508 Building $21,138	$246,460 Land $35,082 Building $211,378
2023	$1,443.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	2 (1999–2001)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 51% of Arizona
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARIZONA WATER CO - OVERGAARD private · serves 13,797 people · EPA ID AZ0409004
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber	1,000 / 1,000

May also be available: Conexon Connect.

Cell Coverage

4G LTE only, no 5G reported

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