2103 Heavner Rd, Lincolnton, NC 28092 Property Records

Lincoln County property record for 2103 Heavner Rd, Lincolnton, NC 28092

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,914 sqft · built 1967
Lot Size0.672 acres (29,272 sqft)
Owner2 Individual Names on File
Last Sale$344,500 (Feb 2022)
Tax Bill$3,569 (2026)
Deeds & MortgagesFeb 2022 Sale & Mortgage
Aug 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN3643-21-0036

Property Details

APN / Parcel Number

Primary APN3643-21-0036
Alternative APNs
  • 364303210036
  • 289753
  • 26546

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area1,914 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1967
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Lot Area29,272 sqft (0.672 acres)
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space
Shed1 Shed
Shed Area324 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number289753
Street Address2103 HEAVNER RD
CityLINCOLNTON
StateNC
Zip28092-8552
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-15
Legal Description#30 LEEWOOD ACRES
JurisdictionLINCOLN NC
Township / Civil DivisionIRONTON
Census Block Group1
Census Block1027
Census Tract70300

Owner

2103 Heavner Rd is owned and occupied by two individuals who bought it in February 2022.

Source: Lincoln County records, as of August 27, 2026

Owner of Record2 Individual Names on File
Mailing Address2103 HEAVNER RD, LINCOLNTON, NC 28092-8552
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 25, 2022Warranty Deed, Transfer · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Aug 1, 2019Deed of Trust, Mortgage · Line of Credit
TRULIANT FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 25, 2022 · Amount on File
Deed SaleFeb 25, 2022 · Amount on File
Prior SaleFeb 19, 2016 · Amount on File
Deed Document Number2022648078
Deed Book / Page3140 / 147
Prior Transfer DateJun 21, 2013
Prior Transfer Doc2402622
Record UpdatedOct 29, 2026

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLINCOLN NC
Recording DateFeb 25, 2022
Property Address2103 HEAVNER RD, LINCOLNTON, NC 28092-8552
Document Number0003140147
Book / Page3140 / 147
Instrument DateFeb 18, 2022
Instrument648078
Transaction TypeTransfer
Record UpdatedMar 9, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$689.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4360 HEARTWOOD LN, 4360, MYRTLE BEACH, SC 29579-4103

Transferred To (Grantee/Buyer)

NameVerified Name
Address2103 HEAVNER RD, LINCOLNTON, NC 28092-8552

Mortgage

Document Number0000648079
DateFeb 25, 2022
Instrument648079
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2052

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN NC
Property Address2103 HEAVNER RD, LINCOLNTON, NC 28092-8552
Document Number2841284
Instrument DateAug 1, 2019
Transaction TypeMortgage
Record UpdatedSep 5, 2019
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address2103 HEAVNER RD LINCOLNTON NC 280928552, LINCOLNTON, NC 28092-8552

Mortgage

Document Number2841284
DateAug 27, 2019
Book Page002841/000284
Instrument596940
Lender
NameTRULIANT FCU
TypeCredit Union
AddressWINSTON SALEM, NC 27103
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueAug 26, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 2103 Heavner Rd was $3,569.

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyLincoln County
MunicipalityLincolnton City
Unified School DistrictLincoln County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,569.00$343,322 (-) Land $29,000 Building $314,322$343,322 (-) Land $29,000 Building $314,322
2025$3,569.00$343,322 Land $29,000 Building $314,322$343,322 Land $29,000 Building $314,322
2023$3,549.00$343,322 Land $29,000 Building $314,322$343,322 Land $29,000 Building $314,322

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2103 Heavner Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2103 Heavner Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LINCOLNTON
serves 16,309 people · EPA ID NC0155010
Water SourceSurface water
Last State InspectionFeb 2026
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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