Clay County property record for 2103 Harvard St, Middleburg, FL 32068
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 960 sqft · built 1965 |
| Lot Size | 0.905 acres (39,465 sqft) |
| Owner | Owner Name on File |
| Last Sale | $65,000 (Oct 2004) |
| Tax Bill | $1,077 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-05-24-006163-001-00 |
| Primary APN | 12-05-24-006163-001-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 960 sqft Heated Area |
| Gross Area | 1,068 sqft |
| Flooring | Wood |
| Interior Walls | Plywood |
| Year Built | Built 1965 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 39,465 sqft (0.905 acres) |
| Lot Dimensions | 316 ft deep x 125 ft wide |
| Porch | Porch |
|---|---|
| Porch Area | 108 sqft |
| Deck Area | 120 sqft |
| Storage Building | 120 sqft |
| Cooling System | None |
|---|
| Street Address | 2103 HARVARD ST |
|---|---|
| City | MIDDLEBURG |
| State | FL |
| Zip | 32068-5122 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT OF GOV LOT 2 AS REC O R 2442 PG 757 |
| Legal Range | 24 |
| Legal Township | 05 |
| Legal Section | 12 |
| Legal Lot Number | 2 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | MIDDLEBURG-CLAY HILL |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 30103 |
The current owner of 2103 Harvard St acquired it in October 2004.
Source: Clay County records, as of December 18, 2025
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 9350 NW COUNTY ROAD 225, STARKE, FL 32091-5031 |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 13, 2004 · Amount on File |
| Deed Sale | Oct 13, 2004 · Amount on File |
| Deed Document Number | 0002442757 |
| Deed Book / Page | 2442 / 757 |
| Last Transfer Date | Oct 18, 2004 |
| Transfer Doc | 0024420757 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 2103 Harvard St was $1,077.
Source: Clay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,077.00 | $70,621 Land $16,000 Building $54,621 | $70,621 Land $16,000 Building $54,621 |
| 2023 | $1,272.00 (+21.03%) | $67,439 (+16.94%) Land $16,000 Building $51,439 | $67,439 (+16.94%) Land $16,000 Building $51,439 |
| 2022 | $1,051.00 | $57,670 Land $16,000 Building $41,670 | $57,670 Land $16,000 Building $41,670 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2103 Harvard St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 77 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 77 in force |
| Nearby Flood Claims | 199 (1983–2023) |
| Claims Outside the SFHA | 17 of 199 |
| Most Recent Claim | Dec 2023 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2103 Harvard St is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 87% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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