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2103 Gullane Way, Gilroy, CA 95020 Property Records

Santa Clara County property record for 2103 Gullane Way, Gilroy, CA 95020

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,222 sqft · built 2004
Lot Size0.084 acres (3,696 sqft)
Owner2 Owner Names on Record
Last Sale$601,000 (May 2013)
Tax Bill$9,074 (2025)
Deeds & MortgagesJun 2022 Line of Credit
May 2020 Mortgage
Flood ZoneZone D (undetermined)
APN810-48-065

Property Details

APN / Parcel Number

Primary APN810-48-065

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area2,222 sqft Living Area
1st Floor Area1,017 sqft
2nd Floor Area1,205 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 2004
Architectural StyleOther
Construction TypeWood
Lot Area3,696 sqft (0.084 acres)
Garage Area456 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address2103 GULLANE WAY
CityGILROY
StateCA
Zip95020-3085
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA-20A
Legal DescriptionTR 9300 LOT 43
Legal Subdivision9300 EAGLE RDG COURTYARD HOMES
Legal Tract9300
Legal Lot Number43
JurisdictionSANTA CLARA CA
Township / Civil DivisionSOUTH SANTA CLARA VALLEY
Census Block Group1
Census Block1015
Census Tract512510

Owner

Source: Santa Clara County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on Record
Mailing Address2103 GULLANE WAY, GILROY, CA 95020-3085
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Jun 13, 2022Deed of Trust, Mortgage · Line of Credit
COMERICA BANK
May 13, 2020Deed of Trust, Mortgage · Conventional Mortgage
MIDWEST EQUITY MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 29, 2013 · Amount on Record
Deed SaleMay 29, 2013 · Amount on Record
Prior SaleApr 26, 2011 · Amount on Record
Deed Document Number22237630
Record UpdatedJun 8, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address2103 GULLANE WAY, GILROY, CA 95020-3085
Transaction TypeMortgage
Record UpdatedJun 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address2103 GULLANE WAY, GILROY, CA 95020-3085

Mortgage

Document Number0025318785
DateJun 13, 2022
Instrument25318785
Lender
NameCOMERICA BANK
TypeBank
AddressDALLAS, TX 75201
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 13, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address2103 GULLANE WAY, GILROY, CA 95020-3085
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyOLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0024477644
DateMay 13, 2020
Instrument24477644
Lender
NameMIDWEST EQUITY MORTGAGE LLC
TypeMortgage Company
AddressVILLA PARK, IL 60181
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2050

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalityGilroy City
Unified School DistrictGilroy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$9,074.00 (+2.23%) Homeowner's exemption$740,072 (+4.04%) Land $258,961 Building $481,111
2023$8,876.00 (+1.67%) Homeowner's exemption$711,336 Land $248,906 Building $462,430
2022$8,730.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims4 (1986–2023)
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 72% of California
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GILROY
serves 59,426 people · EPA ID CA4310004
Water SourceGroundwater
Last State InspectionFeb 2025
Also Mapped HereSANTA CLARA VALLEY WATER DISTRICT
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNitrate
resolved · Jun 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 35
Razzolink
Fixed Wireless		500 / 250
Etheric Networks
Fixed Wireless		250 / 100
Hankins Information Technology
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: GeoLinks.

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