2103 Gardner St, Augusta, GA 30904 Property Records

Augusta-Richmond County Consolidated Government property record for 2103 Gardner St, Augusta, GA 30904

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,148 sqft · built 1906
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on Record
Last Sale	$765,000 (Aug 2022)
Tax Bill	$7,469 (2026)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`035-1-176-00-0`

Property Details

APN / Parcel Number

Primary APN	`035-1-176-00-0`
Alternative APNs	`21178` `14542`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,148 sqft Gross Area
1st Floor Area	1,840 sqft
Basement Area	436 sqft
Unfinished Basement	436 sqft
Flooring	Softwood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1998
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Shingle
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	188 ft deep x 92 ft wide
Garage Area	750 sqft

Exterior Amenities

Porch	Porch
Porch Area	70 sqft
Patio Area	463 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2103 GARDNER ST
City	AUGUSTA
State	GA
Zip	30904-3507
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	2103 GARDNER ST
Legal Subdivision	NATHANIEL T SIMKINS & TARA R S
Jurisdiction	RICHMOND GA
Township / Civil Division	AUGUSTA
Census Block Group	1
Census Block	1008
Census Tract	100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Summerville Historic District listed 1980 · 1,250 contributing resources · NRIS 80001229

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Augusta-Richmond County Consolidated Government records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2103 GARDNER ST, AUGUSTA, GA 30904-3507
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2022	Warranty Deed, Transfer · Conventional Mortgage COLONY BANK
Mar 3, 2020	Warranty Deed, Transfer · Conventional Mortgage COLONY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2022 · Amount on Record
Deed Sale	Aug 12, 2022 · Amount on Record
Prior Sale	Feb 28, 2020 · Amount on Record
Deed Document Number	20226292
Deed Book / Page	1854 / 1353
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHMOND GA
Recording Date	Aug 12, 2022
Property Address	2103 GARDNER ST, AUGUSTA, GA 30904-3507
Document Number	0018541353
Book / Page	1854 / 1353
Instrument Date	Aug 12, 2022
Instrument	2022-006292
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2103 GARDNER ST, AUGUSTA, GA 30904-3507

Mortgage

Document Number	2022035235
Date	Aug 12, 2022
Instrument	2022035235

Lender

Name	COLONY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Jan 1, 2052

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHMOND GA
Recording Date	Mar 3, 2020
Property Address	2103 GARDNER ST, AUGUSTA, GA 30904-3507
Document Number	0017162123
Book / Page	001716 / 002123
Instrument Date	Feb 28, 2020
Transaction Type	Transfer
Record Updated	Apr 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$583.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2101 GARDNER ST AUGUSTA GA 30904, AUGUSTA, GA 30904

Mortgage

Document Number	17162126
Date	Mar 3, 2020
Book Page	001716/002126

Lender

Name	COLONY BK
Type	Bank
Address	WARNER ROBINS, GA 31088

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 2, 2050

Tax Assessment & Valuation

Source: Augusta-Richmond County Consolidated Government assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Georgia
County / Consolidated City	Augusta-Richmond County Consolidated Government
Unified School District	Richmond County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,469.00 (-27.12%)
2025	$10,249.00 (+30.49%)	$341,104 (+23.75%) Land $43,537 Building $297,567	$852,760 (+23.75%) Land $108,843 Building $743,917
2023	$7,854.00 (+19.33%)	$275,644 (+34.38%) Land $38,590 Building $237,054	$689,112 (+34.38%) Land $96,476 Building $592,636
2022	$6,582.00	$205,116 Land $43,537 Building $161,579	$512,790 Land $108,843 Building $403,947

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 19, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.2% of Georgia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AUGUSTA-RICHMOND CO WS serves 204,000 people · EPA ID GA2450000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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