2103 Ferguson Pl, Herndon, VA 20170 Property Records

Fairfax County property record for 2103 Ferguson Pl, Herndon, VA 20170

Property Summary

Property Type	Townhouse
Details	2 bd · 2 ba · 960 sqft · built 1972
Lot Size	0.029 acres (1,280 sqft)
Owner	Individual Name on Record
Last Sale	$320,000 (Aug 2022)
Tax Bill	$3,994 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Aug 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`016-1-08-0044`

Property Details

APN / Parcel Number

Primary APN	`016-1-08-0044`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	960 sqft Living Area
Flooring	Wood

Exterior

Year Built	Built 1972
Architectural Style	Split Level
Exterior Material	Metal
Construction Type	Concrete Block
Roof Material	Composition Shingle
Lot Area	1,280 sqft (0.029 acres)
Patio Area	335 sqft
Shed	1 Shed
Shed Area	28 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	0161 08 0044
Street Address	2103 FERGUSON PL
City	HERNDON
State	VA
Zip	20170-4313
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R-8C(R-8 W/CLUSTER DEV)
Legal Description	REFLECTION LAKE LT 44 SEC 2
Legal Subdivision	REFLECTION LAKE
Legal Lot Number	44
Jurisdiction	FAIRFAX VA
Township / Civil Division	DRANESVILLE
Census Block Group	2
Census Block	2003
Census Tract	481000

Owner

Source: Fairfax County records, as of October 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2103 FERGUSON PL, HERNDON, VA 20170-4313
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage EAGLE BANK
Aug 19, 2022	Deed, Transfer · Conventional Mortgage EMBRACE HOME LOANS INC
Jun 29, 2021	Gift Deed, Transfer · Conventional Mortgage EAGLE BANK
Mar 9, 2017	Deed of Trust, Mortgage · Conventional Mortgage GEORGE MASON MTG
Mar 9, 2017	Deed of Trust, Mortgage · FHA Mortgage GEORGE MASON MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2022 · Amount on Record
Deed Sale	Aug 19, 2022 · Amount on Record
Prior Sale	Jun 29, 2021
Deed Document Number	0027740110
Deed Book / Page	27740 / 110
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFAX VA
Property Address	2103 FERGUSON PL, HERNDON, VA 20170-4313
Transaction Type	Mortgage
Record Updated	Oct 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0106499003
Date	Jun 29, 2021
Book Page	27197/1733
Instrument	2021106499.003

Lender

Name	EAGLE BANK
Type	Bank
Address	ROCKVILLE, MD 20852

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Interest

Rate	3%

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FAIRFAX VA
Recording Date	Aug 19, 2022
Property Address	2103 FERGUSON PL, HERNDON, VA 20170-4313
Document Number	0061726001
Book / Page	27740 / 110
Map Reference	MB 3334 PG 543
Instrument Date	Aug 18, 2022
Instrument	2022061726.001
Transaction Type	Transfer
Record Updated	Sep 5, 2022
Title Company	STEWART TITLE, STEWART TITLE AND ESCROW INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2103 FERGUSON PL, HERNDON, VA 20170-4313

Mortgage

Document Number	0027740112
Date	Aug 19, 2022
Instrument	27740/112

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

June 2021: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	FAIRFAX VA
Recording Date	Jun 29, 2021
Property Address	2103 FERGUSON PL, HERNDON, VA 20170-4313
Document Number	27197/1730
Book / Page	27197 / 1730
Map Reference	MB 3334 PG 543
Instrument Date	Jun 24, 2021
Instrument	2021106499.002
Transaction Type	Transfer
Record Updated	Jul 14, 2021
Title Company	ATG TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	2103 FERGUSON PL, HERNDON, VA 20170-4313

Mortgage

Document Number	27197/1733
Date	Jun 29, 2021
Book Page	27197/1733
Instrument	2021106499.003

Lender

Name	EAGLE BANK
Type	Bank
Address	ROCKVILLE, MD 20852

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Interest

Rate	3%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFAX VA
Property Address	2103 FERGUSON PL, HERNDON, VA 20170-4313
Document Number	2017015805007
Instrument Date	Mar 9, 2017
Transaction Type	Mortgage
Record Updated	Jan 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2103 FERGUSON PL HERNDON VA 201704313, HERNDON, VA 20170-4313

Mortgage

Document Number	2017015805007
Date	Mar 13, 2017
Book Page	024972/000569
Instrument	15805007

Lender

Name	GEORGE MASON MTG
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Mar 12, 2022

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFAX VA
Property Address	2103 FERGUSON PL, HERNDON, VA 20170-4313
Document Number	2017015805006
Instrument Date	Mar 9, 2017
Transaction Type	Mortgage
Record Updated	Jun 2, 2017
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2103 FERGUSON PL HERNDON VA 201704313, HERNDON, VA 20170-4313

Mortgage

Document Number	2017015805006
Date	Mar 13, 2017
Book Page	024972/000555
Instrument	15805006

Lender

Name	GEORGE MASON MTG
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 12, 2047

Tax Assessment & Valuation

Source: Fairfax County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Fairfax County
Unified School District	Fairfax County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,994.00 (+16.78%)	$345,530 (+14.01%) Land $125,000 Building $220,530	$345,530 (+14.01%) Land $125,000 Building $220,530
2023	$3,420.00	$303,070 Land $115,000 Building $188,070	$303,070 Land $115,000 Building $188,070

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRFAX COUNTY WATER AUTHORITY serves 1,121,613 people · EPA ID VA6059501
Water Source	Surface water
Last State Inspection	Mar 2022
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Cox Communications Cable	2,000 / 100

May also be available: AT&T.

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