2103 E Main St, Lincolnton, NC 28092 Property Records

Lincoln County property record for 2103 E Main St, Lincolnton, NC 28092

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	2,569 sqft · built 2011
Lot Size	0.721 acres (31,407 sqft)
Owner	Company Name on Record
Last Sale	$290,000 (Feb 2024)
Tax Bill	$9,754 (2023)
Deeds & Mortgages	Feb 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3633-86-1625`

Property Details

APN / Parcel Number

Primary APN	`3633-86-1625`
Alternative APNs	`363312860684` `53608` `26144`

Interior

Stories	1 Story
Building Area	2,569 sqft Finished Area

Exterior

Year Built	Built 2011
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	31,407 sqft (0.721 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	26144
Old Parcel Number	363312860684
Street Address	2103 E MAIN ST
City	LINCOLNTON
State	NC
Zip	28092-3920
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	G-B
Legal Description	LTS 19 TO 25 C W CANSLER
Legal Subdivision	DUNKIN DONUT SURV
Legal Block	86
Legal Lot Number	19
Jurisdiction	LINCOLN NC
Township / Civil Division	LINCOLNTON
Census Block Group	2
Census Block	2012
Census Tract	70201

Owner

Source: Lincoln County records, as of February 29, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1500 E MAIN ST, LINCOLNTON, NC 28092-3904
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 20, 2024 · Amount on Record
Deed Sale	Feb 20, 2024 · Amount on Record
Prior Sale	Aug 5, 2011
Deed Document Number	677221
Deed Book / Page	3306 / 189
Record Updated	Jun 7, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Feb 20, 2024
Property Address	2103 E MAIN ST, LINCOLNTON, NC 28092-3920
Document Number	0003306189
Book / Page	3306 / 189
Instrument Date	Feb 20, 2024
Instrument	677221
Transaction Type	Transfer
Record Updated	Mar 1, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$580.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 795, LINCOLNTON, NC 28093-0795

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1500 E MAIN ST, LINCOLNTON, NC 28092-3904

Mortgage

Document Number	0000677222
Date	Feb 20, 2024
Instrument	677222

Lender

Name	TIMES OIL CORPORATION
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Municipality	Lincolnton City
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$9,754.00	$952,395 Land $297,412 Building $654,983	$952,395 Land $297,412 Building $654,983

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LINCOLNTON serves 16,309 people · EPA ID NC0155010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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