2103 E Gardner Ln, Madison, IN 47250 Property Records

Jefferson County property record for 2103 E Gardner Ln, Madison, IN 47250

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,264 sqft · built 1971
Lot Size	0.309 acres (13,440 sqft)
Owner	Individual Name on File
Tax Bill	$82 (2022)
Flood Zone	Zone X (minimal risk)
APN	`39-09-31-200-002.000-006`

Property Details

APN / Parcel Number

Primary APN	`39-09-31-200-002.000-006`
Alternative APNs	`093120000200010` `01380263473` `0100158700`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,264 sqft Living Area
1st Floor Area	1,264 sqft
Family Room	Family Room

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	13,440 sqft (0.309 acres)
Lot Dimensions	140 ft deep x 96 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	01380263473
Street Address	2103 E GARDNER LN
City	MADISON
State	IN
Zip	47250-8783
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	010-01587-00 LOT 6 GARDNERS ADD 10-63-6 2103 E GARDNER LN
Legal Subdivision	GARDNERS ADD
Legal Lot Number	6
Jurisdiction	JEFFERSON IN
Township / Civil Division	MADISON
Census Block Group	4
Census Block	4000
Census Tract	966500

Owner

Source: Jefferson County records · APN 39-09-31-200-002.000-006

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2103 E GARDNER LN, MADISON, IN 47250-8783
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Jefferson County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Jefferson County
County Subdivision	Madison Township
Unified School District	Madison Consolidated Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption	$97,100 (-13.77%) Land $14,000 Building $83,100	$97,100 (-13.77%) Land $14,000 Building $83,100
2023		$112,600 (+0.9%) Land $14,000 Building $98,600	$112,600 (+0.9%) Land $14,000 Building $98,600
2022	$82.00	$111,600 Land $14,000 Building $97,600	$111,600 Land $14,000 Building $97,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 1, 2015 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	14 (1992–2025)
Claims Outside the SFHA	3 of 14
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Apr 2025 · 2 claims Severe Storms And Flooding, Feb 2018 · 7 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 70 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MADISON WATER DEPARTMENT serves 15,323 people
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.