2103 E 97th Ave, Tampa, FL 33612 Property Records

Hillsborough County property record for 2103 E 97th Ave, Tampa, FL 33612

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,048 sqft · built 1963
Lot Size	0.184 acres (8,000 sqft)
Owner	Trust Name on Record
Last Sale	$115,000 (May 2017)
Tax Bill	$1,545 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Feb 2025 Mortgage + 3 more
Flood Zone	Zone A (high risk)
APN	`144417-0000`

Property Details

APN / Parcel Number

Primary APN	`144417-0000`
Alternative APN	`A192819454000024000020`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,048 sqft Living Area
Gross Area	1,328 sqft
1st Floor Area	888 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1963
Effective Year Built	Effective 2006
Architectural Style	Ranch
Exterior Material	Concrete Block
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,000 sqft (0.184 acres)
Lot Dimensions	160 ft deep x 50 ft wide
Garage Type	Carport
Garage Area	200 sqft
Carport	Carport
Carport Area	200 sqft
Parking Spaces	1 Parking Space
Porch	Florida Room
Porch Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1444170000
Street Address	2103 E 97TH AVE
City	TAMPA
State	FL
Zip	33612-8315
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-50
Legal Description	TAMPA OVERLOOK LOT 2 BLOCK 24
Legal Range	19E
Legal Township	28S
Legal Section	19
Legal Subdivision	TAMPA OVERLOOK
Legal Tract	454
Legal Block	24
Legal Lot Number	2
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	TAMPA
Census Block Group	2
Census Block	2015
Census Tract	302

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	2103 E 97TH AVE, TAMPA, FL 33612-8315
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Family Living Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2022	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Feb 6, 2025	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Jul 25, 2018	Loan Modification, Mortgage US BK
May 31, 2017	Grant Deed, Transfer · Conventional Mortgage HOUSING FIN AGCY
Jan 24, 2017	Trustee's Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2017 · Amount on Record
Deed Sale	May 31, 2017 · Amount on Record
Prior Sale	Jan 24, 2017 · Amount on Record
Deed Document Number	2017211504
Deed Book / Page	24978 / 1978
Prior Transfer Date	Sep 30, 1994
Prior Transfer Doc	7561001563
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	2103 E 97TH AVE, TAMPA, FL 33612-8315
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2103 E 97TH AVE, TAMPA, FL 33612-8315

Mortgage

Document Number	0000482372
Date	Oct 11, 2022
Instrument	2022482372

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	307 Months
Due	May 1, 2048

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	2103 E 97TH AVE, TAMPA, FL 33612-8315
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2103 E 97TH AVE, TAMPA, FL 33612-8315

Mortgage

Document Number	0000049695
Date	Feb 6, 2025
Instrument	2025049695

Lender

Name	US BANK NA
Type	Bank
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	279 Months
Due	May 1, 2048

July 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HILLSBOROUGH FL
Property Address	2103 E 97TH AVE, TAMPA, FL 33612-8315
Document Number	0260070096
Instrument Date	Jul 25, 2018
Transaction Type	Mortgage
Record Updated	Sep 6, 2018
Title Company	SERVICELINK LOAN MOD SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2103 E 97TH AVE TAMPA FL 336128315, TAMPA, FL 33612-8315

Mortgage

Document Number	0260070096
Date	Aug 21, 2018
Book Page	026007/000096
Instrument	336904

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 20, 2048

Interest

Rate	4.25%

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	May 31, 2017
Property Address	2103 E 97TH AVE, TAMPA, FL 33612-8315
Document Number	0249781978
Book / Page	024978 / 001978
Instrument Date	May 25, 2017
Instrument	211504
Transaction Type	Transfer
Record Updated	Aug 21, 2018
Title Company	WHITWORTH TITLE GROUP, WHITWORTH TITLE GRP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$805.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2103 E 97TH AVE TAMPA FL 336128315, TAMPA, FL 33612-8315

Mortgage

Document Number	249781996
Date	May 31, 2017
Book Page	024978/001996
Instrument	211506

Lender

Name	HOUSING FIN AGCY
Type	Funding / Finance Company
Address	TALLAHASSEE, FL 32301-1329

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

January 2017: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Jan 24, 2017
Property Address	2103 E 97TH AVE, TAMPA, FL 33612-8315
Document Number	0246861002
Book / Page	024686 / 001002
Instrument Date	Jan 4, 2017
Instrument	31427
Transaction Type	Transfer
Record Updated	Feb 1, 2017

Transaction

Amount	Amount Recorded
Tax	$444.50
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3812 N TAMPA ST TAMPA FL 336034744, TAMPA, FL 33603-4744

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Municipality	Tampa City
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$114,779 (+2.7%)	$209,432 (+1.08%) Land $62,720 Building $146,712
2025	$1,545.00 (+12.69%) Homeowner's exemption	$111,761 (+5.99%)	$207,196 (+13.52%) Land $62,720 Building $144,476
2023	$1,371.00 (+3.86%) Homeowner's exemption	$105,448 (+3%)	$182,522 (-6.42%) Land $58,800 Building $123,722
2022	$1,320.00 Homeowner's exemption	$102,377	$195,043 Land $50,960 Building $144,083

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	8 (2014–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TAMPA WATER DEPARTMENT serves 733,886 people · EPA ID FL6290327
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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