Whiteside County property record for 2103 E 39th St, Sterling, IL 61081 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Lot Size | 30,000 sqft (0.689 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $8,718.00 (2025) |
| Primary APN | 1110278002 |
|---|---|
| Alternative APN |
|
| Lot Area | 30,000 sqft (0.689 acres) |
|---|---|
| Depth X Width | 150 ft x 200 ft Depth x Width |
| Account Number | 94964 |
|---|---|
| Street Address | 2103 E 39TH ST |
| City | STERLING |
| State | IL |
| Zip | 61081-9447 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 1ST ADD R SNAVELY LOT 8 699400X |
| Legal Subdivision | FIRST ADDITION |
| Legal Lot Number | 8 |
| Jurisdiction | WHITESIDE IL |
| Minor Civil Division | STERLING |
| Census Blockgroup | 3 |
| Census Block | 3030 |
| Census Tract | 900 |
Source: Whiteside County records · APN 1110278002
Assessment roll updated May 22, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2103 E 39TH ST, STERLING, IL 61081-9447 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Et Al (and Others) - Vendor Data Only |
| Date | Document |
|---|---|
| Feb 16, 2023 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Jul 18, 2018 | Grant Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) NORTHPOINTE BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Apr 30, 2009 |
| Transfer Doc | 0039972009 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHITESIDE IL |
| Property Address | 2103 E 39TH ST, STERLING, IL 61081-9447 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000000746 |
|---|---|
| Date | Feb 16, 2023 |
| Instrument | 2023-00746 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 337 Months |
| Due | Mar 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WHITESIDE IL |
| Recording Date | Jul 18, 2018 |
| Property Address | 2103 E 39TH ST, STERLING, IL 61081-9447 |
| Document Number | 0000003834 |
| Instrument Date | Jul 12, 2018 |
| Instrument | 3834 |
| Transaction Type | Transfer |
| Record Updated | Aug 07, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $417.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 2103 E 39TH ST STERLING IL 610819447, STERLING, IL 61081-9447 |
| Document Number | 3835 |
|---|---|
| Date | Jul 18, 2018 |
| Instrument | 3835 |
| Name | NORTHPOINTE BK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 17, 2048 |
Source: Whiteside County records · Assessment roll updated May 22, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Whiteside County |
| County Subdivision | Sterling Township |
| Unified School District | Sterling Community Unit District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,718.00 | $130,659 Land $7,296 Building $123,363 | |
| 2024 | $391,977 Land $21,888 Building $370,089 |
2103 E 39th St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Whiteside County (17195C), updated September 26, 2019
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 4th percentile of exposed land nationally · 26th in Illinois |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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