2103 Custer Dr, Garrett, IN 46738 Property Records

DeKalb County property record for 2103 Custer Dr, Garrett, IN 46738

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,865 sqft · built 2022
Lot Size	0.722 acres (31,450 sqft)
Owner	Individual Name on File
Last Sale	$448,663 (Mar 2023)
Tax Bill	$3,034 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Mar 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-09-10-300-113.000-013`

Property Details

APN / Parcel Number

Primary APN	`17-09-10-300-113.000-013`
Alternative APN	`260910300113`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	1,865 sqft Living Area
1st Floor Area	1,865 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Construction Type	Wood
Roof Material	Asphalt
Lot Area	31,450 sqft (0.722 acres)
Lot Dimensions	262 ft deep x 120 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	260910300113
Street Address	2103 CUSTER DR
City	GARRETT
State	IN
Zip	46738-1465
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REPLAT OF HERITAGE ESTATES SECTION II LOT 77 ACRES .722
Legal Subdivision	HERITAGE ESTATE
Legal Lot Number	77
Jurisdiction	DE KALB IN
Township / Civil Division	KEYSER
Census Block Group	1
Census Block	1044
Census Tract	20602

Owner

2103 Custer Dr is owned and occupied by an individual who bought it in March 2023.

Source: DeKalb County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	2103 CUSTER DR, GARRETT, IN 46738-1465
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2022	Deed of Trust, Mortgage · Line of Credit THE GARRETT STATE BANK
Mar 29, 2023	Warranty Deed, Subdivision Related Transfer · USDA Mortgage USDA
Jan 26, 2022	Warranty Deed, Transfer METROPOLITAN TITLE/IN LLC, METROPOLITAN TITLE OF IN LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2023 · Amount on File
Deed Sale	Mar 29, 2023 · Amount on File
Prior Sale	Jan 26, 2022
Deed Document Number	20231453
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IN
Property Address	2103 CUSTER DR, GARRETT, IN 46738-1465
Transaction Type	Mortgage
Record Updated	Dec 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 WOODLAND PLAZA RUN, FORT WAYNE, IN 46825-1528

Mortgage

Document Number	0202204233
Date	Jul 7, 2022
Instrument	202204233

Lender

Name	THE GARRETT STATE BANK
Type	Bank
Address	GARRETT, IN 46738

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jun 28, 2052

Interest

Rate Type	Adjustable Rate

March 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IN
Recording Date	Mar 29, 2023
Property Address	2103 CUSTER DR, GARRETT, IN 46738-1465
Document Number	0202301453
Map Reference	DOC 202109101
Instrument Date	Mar 28, 2023
Instrument	202301453
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 26, 2023
Title Company	METROPOLITAN TITLE/IN LLC, METROPOLITAN TITLE OF IN LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2103 CUSTER DR, GARRETT, IN 46738-1465

Mortgage

Document Number	0202301454
Date	Mar 29, 2023
Instrument	202301454

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	396 Months
Due	Mar 28, 2056

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IN
Recording Date	Jan 26, 2022
Property Address	2103 CUSTER DR, GARRETT, IN 46738-1465
Document Number	0202200555
Map Reference	DOC 202109101
Instrument Date	Jan 21, 2022
Instrument	202200555
Transaction Type	Transfer
Record Updated	Dec 26, 2023
Title Company	METROPOLITAN TITLE/IN LLC, METROPOLITAN TITLE OF IN LLC

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 WOODLAND PLAZA RUN, FORT WAYNE, IN 46825-1528

Tax Assessment & Valuation

The 2025 property tax bill for 2103 Custer Dr was $3,034, down 11.1% from the year before.

Source: DeKalb County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	DeKalb County
County Subdivision	Keyser Township
Municipality	Garrett City
Unified School District	Garrett-Keyser-Butler Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,034.00 (-11.1%)	$334,800 (-1.9%) Land $81,600 Building $253,200	$334,800 (-1.9%) Land $81,600 Building $253,200
2024	$3,413.00 (+101.48%)	$341,300 (+72.29%) Land $81,600 Building $259,700	$341,300 (+72.29%) Land $81,600 Building $259,700
2023	$1,694.00 (+1,646.39%)	$198,100 (+6,290.32%) Land $73,000 Building $125,100	$198,100 (+6,290.32%) Land $73,000 Building $125,100
2022	$97.00	$3,100 Land $3,100	$3,100 Land $3,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2103 Custer Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2103 Custer Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARRETT WATER UTILITY serves 6,390 people · EPA ID IN5217004
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Auburn Essential Services Fiber	1,000 / 1,000
Lakeland Internet Fixed Wireless	500 / 100
MetaLINK Technologies Fixed Wireless	200 / 50
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Mediacom Xtream, T-Mobile, Watch TV.

Nearby Properties on Custer Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures