2103 Cross Trails Rd, Baltimore (Windsor Mill), MD 21244 Property Records

Baltimore County property record for 2103 Cross Trails Rd, Baltimore, MD 21244

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,604 sqft · built 1991
Lot Size0.201 acres (8,755 sqft)
Owner2 Company Names on Record
Last Sale$198,900 (Apr 2002)
Tax Bill$3,943 (2024)
Deeds & MortgagesOct 2021 Mortgage
Nov 2019 Mortgage
APN01-2200005494

Property Details

APN / Parcel Number

Primary APN01-2200005494
Alternative APNs
  • 12200005494
  • 2200005494

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,604 sqft Living Area
Gross Area1,898 sqft
1st Floor Area966 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area8,755 sqft (0.201 acres)
Garage TypeAttached
Garage Area294 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area156 sqft
Deck Area536 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number2200005494
Street Address2103 CROSS TRAILS RD
CityWINDSOR MILL
StateMD
Zip21244-1255
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description.201 AC PARKVIEW TRAIL
Legal SubdivisionPARKVIEW TRAIL
Legal Block2
Legal Lot Number597
JurisdictionBALTIMORE MD
Township / Civil Division1
Census Block Group3
Census Block3005
Census Tract401506

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Baltimore County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address2103 CROSS TRAILS RD, WINDSOR MILL, MD 21244-1255
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Oct 4, 2021Deed of Trust, Mortgage · Conventional Mortgage
MERIDIAN BANK
Nov 4, 2019Deed of Trust, Mortgage · Conventional Mortgage
HOWARD BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 3, 2002 · Amount on Record
Deed SaleApr 3, 2002 · Amount on Record
Prior SaleMar 6, 1991 · Amount on Record
Deed Document Number2002230741
Deed Book / Page16272 / 730
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE MD
Property Address2103 CROSS TRAILS RD, BALTIMORE, MD 21244-1255
Transaction TypeMortgage
Record UpdatedOct 13, 2021
Title CompanyMADISON SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0455530303
DateOct 4, 2021
Book Page45553/303
Lender
NameMERIDIAN BANK
TypeBank
AddressBLUE BELL, PA 19422
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term179 Months
DueSep 1, 2036

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE MD
Property Address2103 CROSS TRAILS RD, BALTIMORE, MD 21244-1255
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0420740233
DateNov 4, 2019
Book Page42074/233
Lender
NameHOWARD BANK
TypeBank
AddressBALTIMORE, MD 21224
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueNov 1, 2034

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyBaltimore County
Unified School DistrictBaltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$315,400 (+10.24%)$367,400 (+26.95%) Land $86,300 Building $281,100
2024$3,943.00 (+101.38%)
2023$1,958.00 Homeowner's exemption$286,100$289,400 Land $83,100 Building $206,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1984)
Most Recent ClaimAug 1984 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BALTIMORE
serves 1,600,000 people · EPA ID MD0300002
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
E. coli
resolved · Sep 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880
Starlink
Satellite
280 / 30

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