2103 Clater Powell Rd, Waco, TX 76705 Property Records

McLennan County property record for 2103 Clater Powell Rd, Waco, TX 76705

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,854 sqft · built 2021
Lot Size17.4 acres (761,908 sqft)
OwnerIndividual Name on File
Tax Bill$6,475 (2024)
Deeds & MortgagesMar 2021 Construction Loan
Jun 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN241054000028028

Property Details

APN / Parcel Number

Primary APN241054000028028
Alternative APNs
  • 2410540000280280101
  • 120259

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area2,854 sqft Living Area
Gross Area1,216 sqft
1st Floor Area2,854 sqft
FlooringCarpet
Security AlarmSecurity Alarm

Exterior

Year BuiltBuilt 2021
Exterior MaterialOther
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area761,908 sqft (17.4 acres)
Garage TypeAttached
Garage Area714 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypePool with Hot Tub/Spa
PorchOpen Porch
Patio Area600 sqft
Shed1 Shed
Shed Area320 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number120259
Old Parcel Number2410540000280280101
Street Address2103 CLATER POWELL RD
CityWACO
StateTX
Zip76705-5998
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionRICE LEMUEL (A-1054.00S24) ACRES 17.491
Legal SubdivisionRICE LEMUEL (A-1054.00S24)
JurisdictionMCLENNAN TX
Township / Civil DivisionWEST
Census Block Group2
Census Block2024
Census Tract4202

Owner

Source: McLennan County assessment roll, APN 241054000028028, as of August 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2103 CLATER POWELL RD, WACO, TX 76705-5998
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 31, 2021Deed of Trust, Mortgage · Construction Mortgage
CENTRAL NATIONAL BANK
Jun 24, 2022Deed of Trust, Mortgage · VA Mortgage
NAVY FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateJul 28, 2015
Transfer Doc0000023227
Record UpdatedJun 07, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address2103 CLATER POWELL RD, WACO, TX 76705-5998
Transaction TypeMortgage
Record UpdatedSep 13, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000011864
DateMar 31, 2021
Instrument2021011864
Lender
NameCENTRAL NATIONAL BANK
TypeBank
AddressELM MOTT, TX 76640
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address2103 CLATER POWELL RD, WACO, TX 76705-5998
Transaction TypeMortgage
Record UpdatedSep 13, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000026142
DateJun 24, 2022
Instrument2022026142
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2052

Tax Assessment & Valuation

Source: McLennan County assessment roll as of August 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
Unified School DistrictGholson Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$790,000 (+12.86%) Land $148,830 Building $641,170$790,000 (+12.86%) Land $148,830 Building $641,170
2024$6,475.00 (-0.77%)
2023$700,000 Land $148,830 Building $551,170$700,000 Land $148,830 Building $551,170
2022$6,525.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McLennan County (48309C), as of June 9, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 483090042022, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims4 (2007)
Claims Outside the SFHA2 of 4
Most Recent ClaimJul 2007 · Severe Storms, Tornadoes, And Flooding

Wildfire

Wildfire RiskHigh
above 74% of the US · above 65% of Texas
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 8 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
JAB Wireless
Fixed Wireless
100 / 20
AMG Technology Investment Group
Fixed Wireless
100 / 20

May also be available: AT&T.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system TX1550028, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemGHOLSON WSC
serves 3,903 people
Water SourceGroundwater
Last State InspectionDec 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Clater Powell Rd

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