2103 Cherry Creek Cir, Bryant, AR 72022 Property Records

Saline County property record for 2103 Cherry Creek Cir, Bryant, AR 72022

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,278 sqft · built 1996
Lot Size	0.227 acres (9,900 sqft)
Owner	Individual Name on File
Last Sale	$218,000 (Dec 2024)
Tax Bill	$1,888 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Mar 2024 Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`840-03661-000`

Property Details

APN / Parcel Number

Primary APN	`840-03661-000`
Alternative APN	`72834`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,278 sqft Living Area
Gross Area	2,762 sqft
1st Floor Area	2,278 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,900 sqft (0.227 acres)
Lot Dimensions	100 ft deep x 99 ft wide
Garage Type	Attached
Garage Area	484 sqft
Driveway	Concrete Driveway
Driveway Area	656 sqft
Porch	Slab
Porch Area	204 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2103 CHERRY CREEK CIR
City	BRYANT
State	AR
Zip	72022-2486
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2024-022612
Legal Range	14W
Legal Township	01S
Legal Section	26
Legal Subdivision	CHERRY CREEK
Legal Lot Number	61
Jurisdiction	SALINE AR
Township / Civil Division	BRYANT
Census Block Group	1
Census Block	1021
Census Tract	10411

Owner

2103 Cherry Creek Cir is owned and occupied by an individual who bought it in December 2024.

Source: Saline County records, as of August 31, 2026

Owner of Record	Individual Name on File
Mailing Address	2103 CHERRY CREEK CIR, BRYANT, AR 72022-2486
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2026	Deed of Trust, Mortgage · Line of Credit ARKANSAS FEDERAL CREDIT UNION
Mar 26, 2024	Deed of Trust, Mortgage · Reverse Mortgage LENDAGE LLC
Jul 26, 2018	Loan Modification, Mortgage · Conventional Mortgage ARVEST MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2024 · Amount on File
Deed Sale	Dec 12, 2024 · Amount on File
Prior Sale	May 23, 2002 · Amount on File
Deed Document Number	202422612
Deed Book / Page	2024 / 22612
Prior Transfer Date	Apr 11, 2008
Prior Transfer Doc	0000005678
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALINE AR
Recording Date	Aug 7, 2026
Property Address	2103 CHERRY CREEK CIR, BRYANT, AR 72022-2486
Document Number	0000017092
Book / Page	2026 / 17092
Instrument Date	Aug 3, 2026
Instrument	202617092
Transaction Type	Mortgage
Record Updated	Aug 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2103 CHERRY CREEK CIR, BRYANT, AR 72022-2486

Mortgage

Document Number	0000017092,
Date	Aug 7, 2026
Book Page	2026/17092
Instrument	202617092

Lender

Name	ARKANSAS FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Aug 26, 2046

Interest

Rate	6.43%
Max Rate	-1%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALINE AR
Property Address	2103 CHERRY CREEK CIR, BRYANT, AR 72022-2486
Transaction Type	Mortgage
Record Updated	Apr 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2103 CHERRY CREEK CIR, BRYANT, AR 72022-2486

Mortgage

Document Number	0000004931
Date	Mar 26, 2024
Instrument	2024-004931

Lender

Name	LENDAGE LLC
Type	Mortgage Company
Address	2114 E ACHIEVE WAY, TEMPE, AZ 85288

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	121 Months
Due	Apr 1, 2034

July 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SALINE AR
Property Address	2103 CHERRY CREEK CIR, BRYANT, AR 72022-2486
Document Number	0000014314
Instrument Date	Jul 26, 2018
Transaction Type	Mortgage
Record Updated	Aug 14, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2103 CHERRY CREEK CIR BRYANT AR 720222486, BRYANT, AR 72022-2486

Mortgage

Document Number	0000014314
Date	Jul 30, 2018
Instrument	14314

Lender

Name	ARVEST MTG
Type	Mortgage Company
Address	BRYANT, AR 72022

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jul 29, 2043

Tax Assessment & Valuation

The 2025 property tax bill for 2103 Cherry Creek Cir was $1,888, up 36% from the year before.

Source: Saline County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
Municipality	Bryant City
County	Saline County
Unified School District	Bryant Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,888.00 (+36.02%)	$42,551 Land $6,240 Building $36,311	$212,755 Land $31,200 Building $181,555
2024	$1,388.00 (-5.13%)
2023	$1,463.00 Homeowner's exemption	$42,551 Land $6,240 Building $36,311	$212,755 Land $31,200 Building $181,555

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2103 Cherry Creek Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2103 Cherry Creek Cir is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 83% of Arkansas
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRYANT WATERWORKS serves 19,607 people · EPA ID AR0000486
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Sparklight.

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