York County property record for 2103 Cavendale Dr, Rock Hill, SC 29732
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,518 sqft · built 1989 |
| Lot Size | 0.429 acres (18,700 sqft) |
| Owner | Individual Name on File |
| Last Sale | $358,500 (Nov 2007) |
| Tax Bill | $3,126 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Jan 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 540-07-01-029 |
| Primary APN | 540-07-01-029 |
|---|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,518 sqft Living Area |
| Gross Area | 4,480 sqft |
| 1st Floor Area | 1,678 sqft |
| 2nd Floor Area | 1,840 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 18,700 sqft (0.429 acres) |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 410 sqft |
| Street Address | 2103 CAVENDALE DR |
|---|---|
| City | ROCK HILL |
| State | SC |
| Zip | 29732-8303 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF3 |
| Legal Description | LOT 96 WEDGEWOOD II |
| Legal Subdivision | WEDGEWOOD SUBDIVISION PHASE II |
| Legal Lot Number | 96 |
| Jurisdiction | YORK SC |
| Township / Civil Division | ROCK HILL |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 60909 |
2103 Cavendale Dr is owned and occupied by an individual who bought it in November 2007.
Source: York County records, as of May 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2103 CAVENDALE DR, ROCK HILL, SC 29732-8303 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 13, 2026 | Deed of Trust, Mortgage · Line of Credit TRUST BANK |
| Jan 26, 2018 | Deed of Trust, Mortgage · Conventional with PMI BRANCH BK&TR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 7, 2007 · Amount on File |
| Deed Sale | Nov 7, 2007 · Amount on File |
| Deed Book / Page | 9580 / 1 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YORK SC |
| Recording Date | May 13, 2026 |
| Property Address | 2103 CAVENDALE DR, ROCK HILL, SC 29732-8303 |
| Document Number | 0000016597 |
| Book / Page | 22578 / 137 |
| Instrument Date | May 6, 2026 |
| Instrument | 202616597 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2103 CAVENDALE DR, ROCK HILL, SC 29732-8303 |
| Investor | Possibly a Property Investor |
| Document Number | 0000016597, |
|---|---|
| Date | May 13, 2026 |
| Book Page | 22578/137 |
| Instrument | 202616597 |
| Name | TRUST BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 6, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YORK SC |
| Property Address | 2103 CAVENDALE DR, ROCK HILL, SC 29732-8303 |
| Document Number | 1680900394 |
| Book / Page | 016809 / 000394 |
| Instrument Date | Jan 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2018 |
| Title Company | BB AND T ML POST CLOSING |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2103 CAVENDALE DR ROCK HILL SC 297328303, ROCK HILL, SC 29732-8303 |
| Document Number | 1680900394 |
|---|---|
| Date | Feb 1, 2018 |
| Book Page | 016809/000394 |
| Instrument | 4200 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 31, 2038 |
The 2025 property tax bill for 2103 Cavendale Dr was $3,126.
Source: York County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | York County |
| Municipality | Rock Hill City |
| Unified School District | York School District 3 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,126.00 | $14,547 Land $1,887 Building $12,660 | $616,700 Land $80,000 Building $536,700 |
| 2023 | $2,783.00 | $12,650 Land $1,878 Building $10,772 | $336,735 Land $50,000 Building $286,735 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2103 Cavendale Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2103 Cavendale Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 98.2% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ROCK HILL serves 89,850 people · EPA ID SC4610002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Comporium Fiber · Cable in parts of the area | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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