2103 Cardinal Way, Buffalo, MN 55313 Property Records

Wright County property record for 2103 Cardinal Way, Buffalo, MN 55313

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,252 sqft · built 2000
Lot Size	0.39 acres (17,002 sqft)
Owner	2 Individual Names on Record
Last Sale	$329,000 (Mar 2022)
Tax Bill	$3,914 (2026)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`103-166-002050`

Property Details

APN / Parcel Number

Primary APN	`103-166-002050`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	3 Stories
Building Area	1,252 sqft Living Area
1st Floor Area	1,252 sqft
Basement Area	408 sqft
Finished Basement	408 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2004
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	17,002 sqft (0.39 acres)
Garage Type	Attached
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	40 sqft
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2103 CARDINAL WAY
City	BUFFALO
State	MN
Zip	55313-2279
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-16 TWP-120 RANGE-025 PRAIRIE VIEW LOT-005 BLOCK-002
Legal Range	025
Legal Township	120
Legal Section	16
Legal Subdivision	PRAIRIE VIEW
Legal Block	2
Legal Lot Number	5
Jurisdiction	WRIGHT MN
Township / Civil Division	BUFFALO
Census Block Group	2
Census Block	2031
Census Tract	100705

Owner

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2103 CARDINAL WAY, BUFFALO, MN 55313-2279
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2022	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Mar 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 7, 2018	Warranty Deed, Transfer PARTNERS TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2022 · Amount on Record
Deed Sale	Mar 4, 2022 · Amount on Record
Prior Sale	Aug 7, 2018 · Amount on Record
Deed Document Number	20221385150
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Mar 14, 2022
Property Address	2103 CARDINAL WAY, BUFFALO, MN 55313-2279
Document Number	00A1501074
Instrument Date	Mar 4, 2022
Instrument	A1501074
Transaction Type	Transfer
Record Updated	Apr 8, 2022
Title Company	EXECUTIVE TITLE-TAYLOR, EXECUTIVE TITLE TAYLOR

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,085.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2103 CARDINAL WAY, BUFFALO, MN 55313-2279

Mortgage

Document Number	00A1501075
Date	Mar 14, 2022
Instrument	A1501075

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	2103 CARDINAL WAY, BUFFALO, MN 55313-2279
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LEGACY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001421364
Date	Mar 18, 2020
Instrument	1421364

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Aug 7, 2018
Property Address	2103 CARDINAL WAY, BUFFALO, MN 55313-2279
Document Number	0001376583
Instrument Date	Jul 25, 2018
Instrument	1376583
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	PARTNERS TITLE

Transaction

Amount	Amount Recorded
Tax	$775.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2103 CARDINAL WAY, BUFFALO, MN 55313-2279

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Buffalo City
County	Wright County
Unified School District	Buffalo-Hanover-Montrose Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,914.00 (+18.89%)	$327,900 (+4.63%) Land $75,000 Building $252,900	$327,900 (+4.63%) Land $75,000 Building $252,900
2025		$313,400 (+3.84%) Land $75,000 Building $238,400	$313,400 (+3.84%) Land $75,000 Building $238,400
2023	$3,292.00 (+1.73%)	$301,800 Land $70,000 Building $231,800	$301,800 Land $70,000 Building $231,800
2022	$3,236.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Buffalo serves 16,711 people · EPA ID MN1860005
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Buffalo Fiber Fiber	1,000 / 1,000

May also be available: Verizon.

Nearby Properties on Cardinal Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures