2103 Camino Laurel, San Clemente, CA 92673 Property Records

Orange County property record for 2103 Camino Laurel, San Clemente, CA 92673

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,736 sqft · built 1987
Owner	Company Name on Record
Last Sale	$832,000 (Nov 2014)
Tax Bill	$10,030 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit Nov 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`936-411-36`

Property Details

APN / Parcel Number

Primary APN	`936-411-36`
Alternative APN	`679-171-24`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,736 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Condo/Apartment
Garage Area	434 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Street Address	2103 CAMINO LAUREL
City	SAN CLEMENTE
State	CA
Zip	92673-5652
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	N TR 12253 BLK LOT 4 UN 118 TR 12253 LOT 4 UNIT 118 OF PROJECT LOCATED ON AP
Legal Subdivision	HIGHLAND LIGHT VILLAGE
Legal Tract	12253
Legal Lot Number	4
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	1
Census Block	1021
Census Tract	42112

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2103 CAMINO LAUREL, SAN CLEMENTE, CA 92673-5652
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2021	Deed of Trust, Mortgage · Line of Credit FIREFIGHTERS FIRST FCU
Nov 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Oct 21, 2019	Quit Claim Deed, Transfer · Conventional Mortgage PENNYMAC
Oct 21, 2019	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
Mar 12, 2018	Quit Claim Deed, Transfer · Conventional Mortgage QUICKEN LNS
Mar 12, 2018	Quit Claim Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2014 · Amount on Record
Deed Sale	Nov 20, 2014 · Amount on Record
Prior Sale	Sep 23, 2005 · Amount on Record
Deed Document Number	2014501259
Last Transfer Date	Oct 15, 2019
Transfer Doc	0000409486
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2103 CAMINO LAUREL, SAN CLEMENTE, CA 92673-5652
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	CALIFORNIA TITLE COMPANY, CALIFORNIA MEMBERS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2103 CAMINO LAUREL, SAN CLEMENTE, CA 92673-5652

Mortgage

Document Number	0000582172
Date	Sep 20, 2021
Instrument	2021000582172

Lender

Name	FIREFIGHTERS FIRST FCU
Type	Credit Union
Address	LOS ANGELES, CA 90041

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 28, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2103 CAMINO LAUREL, SAN CLEMENTE, CA 92673-5652
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2103 CAMINO LAUREL, SAN CLEMENTE, CA 92673-5652

Mortgage

Document Number	0000677976
Date	Nov 23, 2020
Instrument	2020000677976

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Oct 21, 2019
Property Address	2103 CAMINO LAUREL, SAN CLEMENTE, CA 92673-5652
Document Number	0000409484
Instrument Date	Oct 15, 2019
Instrument	409484
Transaction Type	Transfer
Record Updated	Oct 28, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2103 CAMINO LAUREL #118 SAN CLEMENTE CA 926735652, 118, SAN CLEMENTE, CA 92673-5652

Mortgage

Document Number	409485
Date	Oct 21, 2019
Instrument	409485

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 20, 2049

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Oct 21, 2019
Property Address	2103 CAMINO LAUREL, SAN CLEMENTE, CA 92673-5652
Document Number	0000409486
Instrument Date	Oct 15, 2019
Instrument	409486
Transaction Type	Transfer
Record Updated	Oct 28, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2103 CAMINO LAUREL #118 SAN CLEMENTE CA 926735652, 118, SAN CLEMENTE, CA 92673-5652

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Mar 12, 2018
Property Address	2103 CAMINO LAUREL, SAN CLEMENTE, CA 92673-5652
Document Number	0000085631
Instrument Date	Mar 2, 2018
Instrument	85631
Transaction Type	Transfer
Record Updated	Mar 20, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2103 CAMINO LAUREL SAN CLEMENTE CA 926735652, SAN CLEMENTE, CA 92673-5652

Mortgage

Document Number	85632
Date	Mar 12, 2018
Instrument	85632

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 11, 2048

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Mar 12, 2018
Property Address	2103 CAMINO LAUREL, SAN CLEMENTE, CA 92673-5652
Document Number	0000086609
Instrument Date	Mar 2, 2018
Instrument	86609
Transaction Type	Transfer
Record Updated	Mar 26, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2103 CAMINO LAUREL SAN CLEMENTE CA 926735652, SAN CLEMENTE, CA 92673-5652

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	San Clemente City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,019,933 (+2%) Land $805,350 Building $214,583
2025	$10,030.00 (+3.92%) Homeowner's exemption	$999,935 (+4.04%) Land $789,559 Building $210,376
2023	$9,652.00 (+1.95%) Homeowner's exemption	$961,107 Land $758,900 Building $202,207
2022	$9,467.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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