2103 3rd St, Lake Charles, LA 70601 Property Records

Calcasieu Parish property record for 2103 3rd St, Lake Charles, LA 70601

Property Summary

Property TypeSingle Family Home
Lot Size0.019 acres (834 sqft)
OwnerIndividual Name on File
Tax Bill$72 (2025)
Deeds & MortgagesApr 2019 Mortgage
May 2020 Mortgage
Flood ZoneZone AE (high risk)
APN00373230

Property Details

APN / Parcel Number

Primary APN00373230

Exterior

Lot Area834 sqft (0.019 acres)

Location & Zoning

Street Address2103 3RD ST
CityLAKE CHARLES
StateLA
Zip70601-4785
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description@041008-0858-5 0017 0000 @041008-0858-5 001801 0000 -2103 3RD ST- LOT 17, W 1/2 LOT 18 BLK 5 HIGH SCHOOL PARK REF1-ELWIN CARO
Legal Range08
Legal Township10
Legal Section04
Legal SubdivisionHIGH SCHOOL PARK ADD
Legal Block5,S,1
Legal Lot Number17-18
Legal Unit1
JurisdictionCALCASIEU LA
Township / Civil Division3
Census Block Group1
Census Block1009
Census Tract601

Owner

2103 3rd St is owned and occupied by an individual.

Source: Calcasieu Parish records, as of July 21, 2026

Owner of RecordIndividual Name on File
Mailing Address2103 3RD ST, LAKE CHARLES, LA 70601-4785
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 9, 2019Deed of Trust, Mortgage · Conventional Mortgage
FIRST NATIONAL BANK
May 13, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIRST NATIONAL BANK

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALCASIEU LA
Property Address2103 3RD ST, LAKE CHARLES, LA 70601-4785
Transaction TypeMortgage
Record UpdatedApr 1, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number005332/251
DateApr 9, 2019
Book Page5332/251
Instrument3349849
Lender
NameFIRST NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALCASIEU LA
Property Address2103 3RD ST, LAKE CHARLES, LA 70601-4785
Transaction TypeMortgage
Record UpdatedApr 1, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00005517/4
DateMay 13, 2020
Book Page5517/4
Instrument3389182
Lender
NameFIRST NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2050
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2103 3rd St was $72 with a homeowner's exemption.

Source: Calcasieu Parish assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateLouisiana
CountyCalcasieu Parish
MunicipalityLake Charles City
Unified School DistrictCalcasieu Parish School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$72.00 Homeowner's exemption$4,860 (-) Land $1,290 Building $3,570$48,600 (-) Land $12,900 Building $35,700
2024$72.00 (-1.37%) Homeowner's exemption$4,860 (-) Land $1,290 Building $3,570$48,600 (-) Land $12,900 Building $35,700
2023$73.00 Homeowner's exemption$4,860 (-) Land $1,290 Building $3,570$48,600 (-) Land $12,900 Building $35,700
2022$73.00 Homeowner's exemption$4,860 Land $1,290 Building $3,570$48,600 Land $12,900 Building $35,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2103 3rd St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 48 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies48 in force
Nearby Flood Claims9 (2020–2021)
Claims Outside the SFHA1 of 9
Most Recent ClaimAug 2021 · Hurricane Ida
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, May 2021 · 3 claims
  • Hurricane Laura, Aug 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2103 3rd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of Louisiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAKE CHARLES WATER SYSTEM
serves 79,500 people · EPA ID LA1019029
Water SourceGroundwater
Last State InspectionSep 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber
5,000 / 5,000
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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