2103 3rd Ave, Richmond, VA 23222 Property Records

Richmond City property record for 2103 3rd Ave, Richmond, VA 23222

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,530 sqft · built 1925
Lot Size	0.096 acres (4,182 sqft)
Owner	2 Individual Names on File
Last Sale	$359,500 (Apr 2023)
Tax Bill	$5,112 (2026)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Apr 2022 Line of Credit + 1 more
APN	`N-000-0560-011`

Property Details

APN / Parcel Number

Primary APN	`N-000-0560-011`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,530 sqft Living Area
1st Floor Area	765 sqft
Basement Area	382 sqft
Unfinished Basement	382 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1953
Architectural Style	Conventional
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Hip
Roof Material	Metal
Lot Area	4,182 sqft (0.096 acres)
Lot Dimensions	140 ft deep x 30 ft wide

Exterior Amenities

Porch	Slab
Porch Area	184 sqft
Deck Area	120 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	2103 3RD AVE
City	RICHMOND
State	VA
Zip	23222-4623
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6 SINGLE
Legal Description	CHESTNUT HILL L2 B20; 0030.00X0140.00 0000.000
Legal Subdivision	CHESTNUT HILL
Jurisdiction	RICHMOND CITY VA
Township / Civil Division	RICHMOND
Census Block Group	4
Census Block	4019
Census Tract	10900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chestnut Hill-Plateau Historic District listed 2002 · 659 contributing resources · NRIS 02000366

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

2103 3rd Ave is owned and occupied by two individuals who bought it in April 2023.

Source: Richmond City records, as of August 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2103 3RD AVE, RICHMOND, VA 23222-4623
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage NAVY FEDERAL CREDIT UNION
Apr 4, 2022	Deed of Trust, Mortgage · Line of Credit RIVER CITY FUNDING LLC
Sep 10, 2021	Warranty Deed, Transfer AMTRUST TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2023 · Amount on File
Deed Sale	Apr 14, 2023 · Amount on File
Prior Sale	Sep 10, 2021 · Amount on File
Deed Document Number	20235394
Record Updated	Sep 20, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHMOND CITY VA
Recording Date	Apr 14, 2023
Property Address	2103 3RD AVE, RICHMOND, VA 23222-4623
Document Number	0000005394
Instrument Date	Apr 3, 2023
Instrument	230005394
Transaction Type	Transfer
Record Updated	May 3, 2023
Title Company	LYTLE TITLE AND ESCROW LLC, LYTLE TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2103 3RD AVE, RICHMOND, VA 23222-4623

Mortgage

Document Number	0000005395
Date	Apr 14, 2023
Instrument	230005395

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND CITY VA
Property Address	2103 3RD AVE, RICHMOND, VA 23222-4623
Transaction Type	Mortgage
Record Updated	Apr 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008074
Date	Apr 4, 2022
Instrument	220008074

Lender

Name	RIVER CITY FUNDING LLC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Apr 1, 2023

Interest

Rate Type	Adjustable Rate

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHMOND CITY VA
Recording Date	Sep 10, 2021
Property Address	2103 3RD AVE, RICHMOND, VA 23222-4623
Document Number	26215
Instrument Date	Sep 9, 2021
Instrument	210026215
Transaction Type	Transfer
Record Updated	Oct 14, 2021
Title Company	AMTRUST TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13604 SOVEREIGN CT, HENRICO, VA 23233-7625

Tax Assessment & Valuation

The 2026 property tax bill for 2103 3rd Ave was $5,112, up 16.1% from the year before.

Source: Richmond City assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Richmond City
Unified School District	Richmond City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,112.00 (+16.08%)	$426,000 Land $60,000 Building $366,000	$426,000 Land $60,000 Building $366,000
2025	$4,404.00
2024		$357,000 Land $58,000 Building $299,000
2023			$357,000 Land $58,000 Building $299,000
2020	$20.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 2103 3rd Ave; there have been 4 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (2003–2024)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2103 3rd Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RICHMOND serves 233,655 people · EPA ID VA4760100
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jul 2020
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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