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2103 2nd St, Winthrop Harbor, IL 60096 Property Records

Lake County property record for 2103 2nd St, Winthrop Harbor, IL 60096

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,288 sqft · built 1974
Lot Size0.366 acres (15,960 sqft)
OwnerIndividual Name on Record
Last Sale$250,000 (Jun 2022)
Tax Bill$5,776 (2022)
Deeds & MortgagesJun 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN04-04-415-006

Property Details

APN / Parcel Number

Primary APN04-04-415-006

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Stories1 Story
Building Area1,288 sqft Living Area
Gross Area3,248 sqft
1st Floor Area1,288 sqft
Basement Area1,288 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeFrame
Roof MaterialFiberglass
Lot Area15,960 sqft (0.366 acres)
Garage TypeAttached
Garage Area672 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2103 2ND ST
CityWINTHROP HARBOR
StateIL
Zip60096-1206
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBARTLETTS NO SHORE ACRES 1ST ADDN LOT 1 BLOCK 15
Legal SubdivisionBARTLETTS NO SHORE ACRES 1ST ADDN
Legal Block15
Legal Lot Number1
JurisdictionLAKE IL
Township / Civil DivisionBENTON
Census Block Group3
Census Block3027
Census Tract860103

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address920 ALTON CT, WINTHROP HARBOR, IL 60096-1639
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 8, 2022 · Amount on Record
Deed SaleJun 8, 2022 · Amount on Record
Prior SaleNov 3, 2014 · Amount on Record
Deed Document Number20227909811
Prior Transfer DateApr 12, 2011
Prior Transfer Doc0006724108
Record UpdatedOct 29, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IL
Recording DateJun 8, 2022
Property Address2103 2ND ST, WINTHROP HARBOR, IL 60096-1206
Document Number0007909811
Map ReferenceDOC 280317
Instrument DateMay 31, 2022
Instrument7909811
Transaction TypeTransfer
Record UpdatedJun 17, 2022
Title CompanyOMA TITLE, DOMA TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$250.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2103 2ND ST, WINTHROP HARBOR, IL 60096-1206

Mortgage

Document Number0007909812
DateJun 8, 2022
Instrument7909812
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2052
Interest
Rate TypeFixed Rate
Rate5.25%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLake County
County SubdivisionBenton Township
MunicipalityWinthrop Harbor Village
Elementary School DistrictWinthrop Harbor School District 1 (PK - 08)
Secondary School DistrictZion-Benton Township High School District 126 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$96,953 (+27.46%) Land $10,857 Building $86,096$290,888 (+27.46%) Land $32,574 Building $258,314
2023$76,063 (+6.79%) Land $9,563 Building $66,500$228,212 (+6.79%) Land $28,692 Building $199,520
2022$5,776.00$71,225 Land $9,360 Building $61,865$213,697 Land $28,083 Building $185,614

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1986)
Most Recent ClaimSep 1986 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTHROP HARBOR
serves 6,565 people · EPA ID IL0971950
Water SourcePurchased surface water from LAKE COUNTY PUBLIC WATER DISTRICT
Last State InspectionApr 2025
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

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