2103 19th St S, Moorhead, MN 56560 Property Records

Clay County property record for 2103 19th St S, Moorhead, MN 56560

Property Summary

Property Type	Single Family Home
Lot Size	0.21 acres (9,000 sqft)
Owner	2 Individual Names on File
Last Sale	$229,900 (Aug 2019)
Tax Bill	$4,010 (2026)
Deeds & Mortgages	Apr 2022 Mortgage May 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`58.007.0060`

Property Details

APN / Parcel Number

Primary APN	`58.007.0060`

Exterior

Lot Area	9,000 sqft (0.21 acres)

Location & Zoning

Street Address	2103 19TH ST S
City	MOORHEAD
State	MN
Zip	56560-5844
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISIONNAME ANDERSONS ADD SUBDIVISIONCD 58007 LOT 6 1
Legal Range	48
Legal Township	139
Legal Section	16
Legal Subdivision	ANDERSONS ADD
Legal Block	1
Legal Lot Number	6
Jurisdiction	CLAY MN
Township / Civil Division	MOORHEAD
Census Block Group	1
Census Block	1002
Census Tract	20600

Owner

2103 19th St S is owned and occupied by two individuals who bought it in August 2019.

Source: Clay County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2103 19TH ST S, MOORHEAD, MN 56560-5844
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2022	Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC
May 8, 2018	Deed of Trust, Mortgage · Conventional Mortgage ALERUS FINANCIAL NA
Aug 26, 2019	Warranty Deed, Transfer · VA Mortgage MID MINNESOTA FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2019 · Amount on File
Deed Sale	Aug 26, 2019 · Amount on File
Prior Sale	Sep 26, 2008 · Amount on File
Deed Document Number	2019792855
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MN
Property Address	2103 19TH ST S, MOORHEAD, MN 56560-5844
Transaction Type	Mortgage
Record Updated	May 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000827256
Date	Apr 6, 2022
Instrument	827256

Lender

Name	CALIBER HOME LOANS INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

Interest

Rate Type	Fixed Rate

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MN
Property Address	2103 19TH ST S, MOORHEAD, MN 56560-5844
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000779459
Date	May 8, 2018
Instrument	779459

Lender

Name	ALERUS FINANCIAL NA
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	84 Months
Due	Apr 30, 2023

Interest

Rate Type	Adjustable Rate

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MN
Recording Date	Aug 26, 2019
Property Address	2103 19TH ST S, MOORHEAD, MN 56560-5844
Document Number	0000792855
Instrument Date	Aug 16, 2019
Instrument	792855
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	CONSOLIDATED TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$758.67
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2103 19TH ST S, MOORHEAD, MN 56560-5844

Mortgage

Document Number	0000792856
Date	Aug 26, 2019
Instrument	792856

Lender

Name	MID MINNESOTA FCU

Agreement

Type	VA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 2103 19th St S was $4,010 with a homeowner's exemption.

Source: Clay County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Clay County
Municipality	Moorhead City
Unified School District	Moorhead Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,010.00 Homeowner's exemption	$252,000 (+1.65%) Land $46,000 Building $206,000	$252,000 (+1.65%) Land $46,000 Building $206,000
2025		$247,900 Land $49,900 Building $198,000	$247,900 Land $49,900 Building $198,000
2023	$3,624.00 Homeowner's exemption	$239,800 Land $49,900 Building $189,900	$239,800 Land $49,900 Building $189,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2103 19th St S in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1997–2000)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2000 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2103 19th St S has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Moorhead serves 44,583 people · EPA ID MN1140008
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fixed Wireless in parts of the area	2,000 / 350
Sparklight Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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