21026 Universal Ave, Eastpointe, MI 48021 Property Records

Macomb County property record for 21026 Universal Ave, Eastpointe, MI 48021

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,196 sqft · built 1943
Lot Size	0.108 acres (4,704 sqft)
Owner	Individual Name on File
Last Sale	$142,400 (May 2022)
Tax Bill	$4,502 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Apr 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-14-31-334-018`

Property Details

APN / Parcel Number

Primary APN	`02-14-31-334-018`
Alternative APN	`1431334018`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,196 sqft Living Area
1st Floor Area	797 sqft
Basement Area	797 sqft
Unfinished Basement	797 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1943
Architectural Style	Bungalow
Construction Type	Brick
Lot Area	4,704 sqft (0.108 acres)
Lot Dimensions	118 ft deep x 40 ft wide
Garage Area	320 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	21026 UNIVERSAL AVE
City	EASTPOINTE
State	MI
Zip	48021-2932
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	UNIVERSAL HEIGHTS SUBDIVISION LOT 33 LIBER 12 PAGE 23
Legal Subdivision	UNIVERSAL HEIGHTS SUBDIVISION
Legal Lot Number	33
Jurisdiction	MACOMB MI
Township / Civil Division	EASTPOINTE
Census Block Group	3
Census Block	3005
Census Tract	258800

Owner

21026 Universal Ave is owned and occupied by an individual who bought it in May 2022.

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	21026 UNIVERSAL AVE, EASTPOINTE, MI 48021-2932
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Apr 27, 2022	Deed of Trust, Mortgage · FHA Mortgage ROSS MORTGAGE CORP
May 4, 2022	Warranty Deed, Transfer · Second Mortgage (Down Payment) ROSS MORTGAGE CORP
Jul 1, 2021	Warranty Deed, Transfer NOT AVAILABLE, COLONIAL TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2022 · Amount on File
Deed Sale	May 4, 2022 · Amount on File
Prior Sale	Jul 1, 2021 · Amount on File
Deed Document Number	202259242
Deed Book / Page	28589 / 899
Prior Transfer Date	Nov 1, 2004
Prior Transfer Doc	0004242568
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	21026 UNIVERSAL AVE, EASTPOINTE, MI 48021-2932
Transaction Type	Mortgage
Record Updated	Oct 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21026 UNIVERSAL AVE, EAST DETROIT, MI 48021-2932

Mortgage

Document Number	2300083606
Date	Oct 2, 2023
Book Page	29320/541
Instrument	202300083606

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2053

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	21026 UNIVERSAL AVE, EASTPOINTE, MI 48021-2932
Transaction Type	Mortgage
Record Updated	Jan 19, 2023
Title Company	GREATER MACOMB TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15249 E 9 MILE RD, EASTPOINTE, MI 48021-2209

Mortgage

Document Number	2200056189
Date	Apr 27, 2022
Book Page	28574/273
Instrument	202200056189

Lender

Name	ROSS MORTGAGE CORP
Type	Mortgage Company
Address	TROY, MI 48084

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	May 4, 2022
Property Address	21026 UNIVERSAL AVE, EASTPOINTE, MI 48021-2932
Document Number	2200059242
Book / Page	28589 / 899
Map Reference	LB 12 PG 23
Instrument Date	Apr 22, 2022
Instrument	202200059242
Transaction Type	Transfer
Record Updated	May 23, 2022
Title Company	GREATER MACOMB TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,068.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21026 UNIVERSAL AVE, 21026, EASTPOINTE, MI 48021-2932

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21026 UNIVERSAL AVE, EASTPOINTE, MI 48021-2932

Mortgage

Document Number	2200056190
Date	Apr 27, 2022
Book Page	28574/289
Instrument	202200056190

Lender

Name	ROSS MORTGAGE CORP
Type	Mortgage Company
Address	TROY, MI 48084

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Jul 1, 2021
Property Address	21026 UNIVERSAL AVE, EASTPOINTE, MI 48021-2932
Document Number	2102206312
Book / Page	27842 / 597
Map Reference	LB 12 PG 23
Instrument Date	May 21, 2021
Instrument	202102206312
Transaction Type	Transfer
Record Updated	Aug 18, 2021
Title Company	NOT AVAILABLE, COLONIAL TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$679.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3 SAINT VINCENT, 3, LAGUNA NIGUEL, CA 92677-5116

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15722 GREENVIEW, FRASER, MI 48026-5040

Tax Assessment & Valuation

The 2025 property tax bill for 21026 Universal Ave was $4,502.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
Municipality	Eastpointe City
Unified School District	Eastpointe Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$70,300 (+4.15%)	$140,600 (+4.15%)
2025	$4,502.00	$67,500	$135,000
2023		$51,500	$103,000
2022	$3,603.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 21026 Universal Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 21026 Universal Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EASTPOINTE serves 32,442 people · EPA ID MI0001950
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 910 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75

May also be available: T-Mobile.

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