21024 Jerusalem Grade, Lower Lake, CA 95457 Property Records

Lake County property record for 21024 Jerusalem Grade, Lower Lake, CA 95457

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,792 sqft · built 1992
Lot Size	5.11 acres (223,027 sqft)
Owner	2 Individual Names on Record
Last Sale	$299,000 (Jun 2011)
Tax Bill	$4,576 (2026)
Deeds & Mortgages	Oct 2025 Second Mortgage Mar 2023 Line of Credit + 2 more
Flood Zone	Zone D (undetermined)
APN	`136-031-550-000`

Property Details

APN / Parcel Number

Primary APN	`136-031-550-000`
Alternative APN	`136-031-55`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,792 sqft Living Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Construction Type	Masonry / Concrete Block
Lot Area	223,027 sqft
Garage Area	1,224 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Water Source	Well

Location & Zoning

Old Parcel Number	136-031-55
Street Address	21024 PSI KEEP RANCH RD
City	MIDDLETOWN
State	CA
Zip	95461
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Subdivision	2-24, PARCEL MAP
Legal Block	2
Jurisdiction	LAKE CA
Township / Civil Division	LOWER LAKE
Census Block Group	2
Census Block	2005
Census Tract	1200

Owner

Source: Lake County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 1018, LOWER LAKE, CA 95457-1018
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMUNITY FIRST CU WISCONSIN
Mar 15, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Nov 30, 2021	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Apr 6, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2011 · Amount on Record
Deed Sale	Jun 17, 2011 · Amount on Record
Deed Document Number	20118666
Last Transfer Date	Oct 13, 2014
Transfer Doc	0000012757
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE CA
Property Address	21024 JERUSALEM GRADE, LOWER LAKE, CA 95457
Transaction Type	Mortgage
Record Updated	Nov 13, 2025
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1018, LOWER LAKE, CA 95457-1018

Mortgage

Document Number	0000011118
Date	Oct 27, 2025
Instrument	2025011118

Lender

Name	COMMUNITY FIRST CU WISCONSIN
Type	Credit Union
Address	SANTA ROSA, CA 95406

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 10, 2040

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE CA
Property Address	21024 JERUSALEM GRADE, LOWER LAKE, CA 95457
Transaction Type	Mortgage
Record Updated	May 5, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21024 JERUSALEM GRADE, LOWER LAKE, CA 95457

Mortgage

Document Number	0000003059
Date	Mar 15, 2023
Instrument	2023003059

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Mar 14, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE CA
Property Address	21024 JERUSALEM GRADE, LOWER LAKE, CA 95457
Transaction Type	Mortgage
Record Updated	Mar 18, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21024 JERUSALEM GRADE, LOWER LAKE, CA 95457

Mortgage

Document Number	0000019933
Date	Nov 30, 2021
Instrument	2021019933

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount Recorded

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE CA
Recording Date	Apr 6, 2017
Property Address	21024 JERUSALEM GRADE, LOWER LAKE, CA 95457
Document Number	0000004526
Instrument Date	Apr 5, 2017
Instrument	4526
Transaction Type	Transfer
Record Updated	Jun 2, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 1018 LOWER LAKE CA 954571018, LOWER LAKE, CA 95457-1018

Tax Assessment & Valuation

Source: Lake County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Lake County
Unified School District	Konocti Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$4,576.00 (+2.44%) Homeowner's exemption	$390,720 (+2%) Land $98,003 Building $292,717
2025	$4,467.00 (+0.63%) Homeowner's exemption	$383,060 (+4.04%) Land $96,082 Building $286,978
2023	$4,439.00 (+5.29%)	$368,187 Land $92,352 Building $275,835
2022	$4,216.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 98.6% of the US · above 91% of California
Wildfire Likelihood	3% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3

Cell Coverage

5G and 4G LTE (outdoors only)

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