Harris County property record for 21023 Terrace View Dr, Katy, TX 77449
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,268 sqft · built 2000 |
| Lot Size | 0.136 acres (5,940 sqft) |
| Owner | Individual Name on File |
| Last Sale | $218,500 (Oct 2021) |
| Tax Bill | $2,788 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Aug 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 116-091-020-0005 |
| Primary APN | 116-091-020-0005 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,268 sqft Living Area |
| 1st Floor Area | 1,268 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Traditional |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 5,940 sqft (0.136 acres) |
| View / Lot | Neighborhood |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Concrete/Masonry Porch |
| Porch Area | 24 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1160910200005 |
|---|---|
| Street Address | 21023 TERRACE VIEW DR |
| City | KATY |
| State | TX |
| Zip | 77449-6585 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 5 BLK 20 SETTLERS VILLAGE SEC 3 |
| Legal Subdivision | SETTLERS VILLAGE SEC 3 |
| Legal Block | 20 |
| Legal Lot Number | 5 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 542201 |
21023 Terrace View Dr is owned and occupied by an individual who bought it in October 2021.
Source: Harris County records, as of September 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20718 CYPRESS BREEZE DR, CYPRESS, TX 77433-1730 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 13, 2021 | Vendor's Lien, Transfer · Conventional Mortgage EVERETT FINANCIAL INC |
| Aug 1, 2019 | Warranty Deed, Transfer PIONEER BK SSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 13, 2021 · Amount on File |
| Deed Sale | Oct 13, 2021 · Amount on File |
| Prior Sale | Aug 1, 2019 · Amount on File |
| Deed Document Number | 2021589911 |
| Prior Transfer Date | Dec 10, 2006 |
| Prior Transfer Doc | 20080049632 |
| Record Updated | Oct 29, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Oct 13, 2021 |
| Property Address | 21023 TERRACE VIEW DR, KATY, TX 77449-6585 |
| Document Number | 2021589911 |
| Map Reference | VOL 326 PG 98 |
| Instrument Date | Oct 12, 2021 |
| Instrument | 2021-589911 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2021 |
| Title Company | TRADITIONAL TITLE COMPANY, TRADITION TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20718 CYPRESS BREEZE DR, CYPRESS, TX 77433-1730 |
| Document Number | 2021589912 |
|---|---|
| Date | Oct 13, 2021 |
| Instrument | 2021-589912 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Aug 1, 2019 |
| Property Address | 21023 TERRACE VIEW DR, KATY, TX 77449-6585 |
| Document Number | 0000335875 |
| Instrument Date | Jul 26, 2019 |
| Instrument | 335875 |
| Transaction Type | Transfer |
| Record Updated | Aug 14, 2019 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 21023 TERRACE VIEW DR KATY TX 774496585, KATY, TX 77449-6585 |
| Document Number | 335876 |
|---|---|
| Date | Aug 1, 2019 |
| Instrument | 335876 |
| Name | PIONEER BK SSB |
|---|---|
| Type | Federal Savings Bank |
| Address | AUSTIN, TX 78705 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 31, 2049 |
The 2025 property tax bill for 21023 Terrace View Dr was $2,788 with a homeowner's exemption, down 14% from the year before.
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Unified School District | Cypress-Fairbanks Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $213,616 (-1.37%) Land $47,865 Building $165,751 | $213,616 (-1.37%) Land $47,865 Building $165,751 | |
| 2025 | $2,788.00 (-14.03%) Homeowner's exemption | $216,575 Land $47,865 Building $168,710 | $216,575 Land $47,865 Building $168,710 |
| 2024 | $3,243.00 | ||
| 2023 | $224,800 Land $47,865 Building $176,935 | $224,800 Land $47,865 Building $176,935 | |
| 2022 | $1,275.00 | ||
| 2020 | $1,098.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 21023 Terrace View Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 26 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 26 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 21023 Terrace View Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARRIS COUNTY MUD 105 serves 14,925 people · EPA ID TX1011227 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2026 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 595 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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