21022 N Co Rd 1050 E, Ferdinand, IN 47532 Property Records

Spencer County property record for 21022 N Co Rd 1050 E, Ferdinand, IN 47532

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 2,174 sqft · built 2018
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Tax Bill	$3,326 (2025)
Deeds & Mortgages	Mar 2018 Construction Loan Sep 2018 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`74-01-04-300-013.002-011`

Property Details

APN / Parcel Number

Primary APN	`74-01-04-300-013.002-011`
Alternative APN	`00000979944`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,174 sqft Living Area
1st Floor Area	2,174 sqft
Basement Area	1,802 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Brick
Roof Material	Asphalt
Lot Area	217,800 sqft (5 acres)
Garage Type	Mixed
Garage Area	3,330 sqft
Parking Spaces	11 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00000979944
Street Address	21022 N COUNTY ROAD 1050 E
City	FERDINAND
State	IN
Zip	47532-7683
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	PT SE SW SEC4 T4 R4. 5 A
Jurisdiction	SPENCER IN
Township / Civil Division	HARRISON
Census Block Group	1
Census Block	1009
Census Tract	952701

Owner

21022 N Co Rd 1050 E, a rural home, is owned and occupied by an individual.

Source: Spencer County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	21022 N COUNTY ROAD 1050 E, FERDINAND, IN 47532-7683
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2018	Deed of Trust, Mortgage · Construction Mortgage FREEDOM BANK
Sep 26, 2018	Deed of Trust, Mortgage · Construction Mortgage FREEDOM BANK
Dec 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM BANK
Jul 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPENCER IN
Property Address	21022 N COUNTY ROAD 1050 E, FERDINAND, IN 47532-7683
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018R00927
Date	Mar 23, 2018
Instrument	2018R-00927

Lender

Name	FREEDOM BANK
Type	Bank
Address	DALE, IN 47523

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Mar 16, 2019

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPENCER IN
Property Address	21022 N COUNTY ROAD 1050 E, FERDINAND, IN 47532-7683
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018R02862
Date	Sep 26, 2018
Instrument	2018R-02862

Lender

Name	FREEDOM BANK
Type	Bank
Address	DALE, IN 47523

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Sep 25, 2019

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPENCER IN
Property Address	21022 N COUNTY ROAD 1050 E, FERDINAND, IN 47532-7683
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018R03613
Date	Dec 19, 2018
Instrument	2018R-03613

Lender

Name	FREEDOM BANK
Type	Bank
Address	DALE, IN 47523

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPENCER IN
Property Address	21022 N COUNTY ROAD 1050 E, FERDINAND, IN 47532-7683
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019R02062
Date	Jul 26, 2019
Instrument	2019R-02062

Lender

Name	FREEDOM BANK
Type	Bank
Address	DALE, IN 47523

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 21022 N Co Rd 1050 E was $3,326 with a homeowner's exemption, up 1.1% from the year before.

Source: Spencer County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Spencer County
County Subdivision	Harrison Township
Unified School District	North Spencer County School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,326.00 (+1.12%) Homeowner's exemption	$442,400 Land $11,900 Building $430,500	$442,400 Land $11,900 Building $430,500
2024	$3,289.00
2023		$375,200 (+21.58%) Land $11,300 Building $363,900	$375,200 (+21.58%) Land $11,300 Building $363,900
2022	$1,991.00	$308,600 Land $10,500 Building $298,100	$308,600 Land $10,500 Building $298,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21022 N Co Rd 1050 E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 12, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21022 N Co Rd 1050 E is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Perry-Spencer Rural Telephone Cooperative Fiber	1,000 / 100
Orange County REMC Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on N Co Rd 1050 E

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