21022 Echo Lake Rd, Snohomish, WA 98296 Property Records

Snohomish County property record for 21022 Echo Lake Rd, Snohomish, WA 98296

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,056 sqft · built 1978
Lot Size	1.1 acres (47,916 sqft)
Owner	2 Individual Names on File
Last Sale	$632,496 (Sep 2020)
Tax Bill	$6,386 (2026)
Deeds & Mortgages	Sep 2024 Second Mortgage Sep 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0620-003-018-00`

Property Details

APN / Parcel Number

Primary APN	`0620-003-018-00`
Alternative APNs	`270620-003-018-00` `20270630180003` `202706301800` `343548`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Units	3 Units
Building Area	2,056 sqft Living Area
Gross Area	2,770 sqft
1st Floor Area	1,354 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Split Foyer
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	47,916 sqft
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Sundeck
Deck Area	419 sqft
Patio Area	419 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	343548
Street Address	21022 ECHO LAKE RD
City	SNOHOMISH
State	WA
Zip	98296-3957
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Description	SEC 20 TWP 27 RGE 06 N 90FT OF S 455FT OF PTN SW1/4 SW1/4 LY W ECHO LK RD & S BONNIVILLE TRANSMISSION LN ESE AUD. NO. 2142352 EXC W 30FT
Legal Range	06
Legal Township	27
Legal Section	20
Legal Subdivision	SP 7810170200
Legal Block	203
Legal Lot Number	18
Jurisdiction	SNOHOMISH WA
Township / Civil Division	MALTBY
Census Block Group	1
Census Block	1012
Census Tract	52112

Owner

Source: Snohomish County assessment roll, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	21022 ECHO LAKE RD, SNOHOMISH, WA 98296-3957
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Sep 2, 2020	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Jul 10, 2018	Grant Deed, Transfer · Conventional with PMI PRIME LNDG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 2, 2020 · Amount on Record
Deed Sale	Sep 2, 2020 · Amount on Record
Prior Sale	Jul 10, 2018 · Amount on Record
Deed Document Number	202020303
Record Updated	Sep 20, 2026

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	21022 ECHO LAKE RD, SNOHOMISH, WA 98296-3957
Transaction Type	Mortgage
Record Updated	May 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000197
Date	Sep 30, 2024
Instrument	202409300197

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2044

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SNOHOMISH WA
Recording Date	Sep 2, 2020
Property Address	21022 ECHO LAKE RD, SNOHOMISH, WA 98296-3957
Document Number	0000000303
Map Reference	DOC 7810170220
Instrument Date	Aug 17, 2020
Instrument	202009020303
Transaction Type	Transfer
Record Updated	May 19, 2022
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$10,363.42
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21022 ECHO LAKE RD, SNOHOMISH, WA 98296-3957

Mortgage

Document Number	0000000304
Date	Sep 2, 2020
Instrument	202009020304

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SNOHOMISH WA
Recording Date	Jul 10, 2018
Property Address	21022 ECHO LAKE RD, SNOHOMISH, WA 98296-3957
Document Number	0000000571
Instrument Date	Jul 3, 2018
Instrument	201807100571
Transaction Type	Transfer
Record Updated	Jul 24, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$8,816.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	21022 ECHO LAKE RD SNOHOMISH WA 982963957, SNOHOMISH, WA 98296-3957

Mortgage

Document Number	572
Date	Jul 10, 2018
Instrument	201807100572

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 9, 2048

Tax Assessment & Valuation

Source: Snohomish County assessment roll, as of August 14, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Snohomish County
Unified School District	Monroe School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,386.00 (+2.32%)	$808,300 (-2.87%) Land $523,500 Building $284,800	$808,300 (-2.87%) Land $523,500 Building $284,800
2023	$6,241.00 (+4.7%)	$832,200 (+32.56%) Land $528,200 Building $304,000	$832,200 (+32.56%) Land $528,200 Building $304,000
2022	$5,961.00	$627,800 Land $366,000 Building $261,800	$627,800 Land $366,000 Building $261,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 17, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2003 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CROSS VALLEY WATER DISTRICT serves 24,695 people · EPA ID WA5316270
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2021
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Radiate Holdings Cable	1,500 / 50
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

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