21020 Monon Rd, Lowell, IN 46356 Property Records

Lake County property record for 21020 Monon Rd, Lowell, IN 46356

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 2,084 sqft · built 1977
Lot Size5.5 acres (239,580 sqft)
Owner2 Owner Names on File
Tax Bill$2,932 (2024)
Deeds & MortgagesJan 2017 Line of Credit
Flood ZoneZone AE (high risk)
APN002-02-03-0007-0025

Property Details

APN / Parcel Number

Primary APN002-02-03-0007-0025
Alternative APNs
  • 45-24-07-300-004.000-007
  • 020300070025

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area2,084 sqft Living Area

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1980
Construction TypeWood
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area239,580 sqft (5.5 acres)
Garage TypeDetached
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number002-02-03-0007-0025
Old Parcel Number020300070025
Street Address21020 MONON RD
CityLOWELL
StateIN
Zip46356-9758
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR33
Legal DescriptionPT. E.1/2 OF NE.1/4 SW.1/4 S.7 T.32 R.8 LY'NG W. OF RR (563.73X257.46X353.43X254 .8X425.28FT.) 5.5AC M/L
Legal Range08
Legal Township32
Legal Section07
Legal Lot Number1
JurisdictionLAKE IN
Township / Civil DivisionCEDAR CREEK
Census Block Group2
Census Block2033
Census Tract43405

Owner

The current owner of 21020 Monon Rd acquired it in January 2014.

Source: Lake County records, as of March 18, 2026

Owner of Record2 Owner Names on File
Mailing Address21020 MONON RD, LOWELL, IN 46356-9758
OccupancyOwner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 21, 2014
Deed SaleJan 21, 2014
Prior SaleAug 16, 2013 · Amount on File
Deed Document Number2014 003648
Record UpdatedJun 8, 2026

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address21020 MONON RD, LOWELL, IN 46356-9758
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002457
DateJan 13, 2017
Instrument2017 002457
Lender
NameTECH CU
TypeCredit Union
AddressCROWN POINT, IN 46307
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionCedar Creek Township
Unified School DistrictTri-Creek School Corporation (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$324,700 Land $121,800 Building $202,900$324,700 Land $121,800 Building $202,900
2024$2,932.00
2023$305,800 (+7.19%) Land $109,500 Building $196,300$305,800 (+7.19%) Land $109,500 Building $196,300
2022$2,888.00$285,300 Land $85,000 Building $200,300$285,300 Land $85,000 Building $200,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21020 Monon Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 58 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies58 in force
Nearby Flood Claims7 (2008–2018)
Most Recent ClaimFeb 2018 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Feb 2018 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21020 Monon Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
Verizon
Fixed Wireless
25 / 6
NITCO
Fixed Wireless
10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Monon Rd

Nearby Streets

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