2102 Winchester Dr, Temple, TX 76502 Property Records

Bell County property record for 2102 Winchester Dr, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,337 sqft · built 1983
Lot Size	0.149 acres (6,510 sqft)
Owner	Individual Name on Record
Tax Bill	$3,445 (2023)
Deeds & Mortgages	Jun 2020 Second Mortgage Jun 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0030460730`

Property Details

APN / Parcel Number

Primary APN	`0030460730`
Alternative APNs	`861810` `94516`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,337 sqft Living Area
1st Floor Area	1,337 sqft
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,510 sqft (0.149 acres)
Lot Dimensions	105 ft deep x 62 ft wide
Garage Area	575 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	96 sqft
Canopy	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	861810
Street Address	2102 WINCHESTER DR
City	TEMPLE
State	TX
Zip	76502-7397
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF2
Legal Description	CANYON CREEK PHASE III, BLOCK 009, LOT 0006
Legal Subdivision	CANYON CREEK PHASE III
Legal Block	9
Legal Lot Number	6
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	4
Census Block	4005
Census Tract	21301

Owner

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2102 WINCHESTER DR, TEMPLE, TX 76502-7397
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2020	Vendor's Lien, Transfer · Stand-Alone Second Mortgage CENTRAL NATIONAL BANK
Jun 28, 2019	Intrafamily Transfer, Transfer · Stand-Alone First Mortgage ROYAL UNITED MORTGAGE LLC
Mar 14, 2018	Quit Claim Deed, Transfer MR COOPER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2020
Deed Sale	Jun 22, 2020
Prior Sale	Jun 28, 2019
Deed Document Number	2020-00030155
Record Updated	Jun 7, 2026

June 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Jun 22, 2020
Property Address	2102 WINCHESTER DR, TEMPLE, TX 76502-7397
Document Number	0000030155
Map Reference	CAB A SL 95-A
Instrument Date	Jun 19, 2020
Instrument	2020-00030155
Transaction Type	Transfer
Record Updated	Sep 30, 2021
Title Company	FIRST COMMUNITY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	309 DIXIE, 309, HOLLAND, TX 76534-4152

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2102 WINCHESTER DR, TEMPLE, TX 76502-7397
Investor	Possibly a Property Investor

Mortgage

Document Number	0000030156
Date	Jun 22, 2020
Instrument	2020-00030156

Lender

Name	CENTRAL NATIONAL BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2025
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	6.75%
Index	5-Year CMT
Max Rate	10.7%

June 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BELL TX
Recording Date	Jun 28, 2019
Property Address	2102 WINCHESTER DR, TEMPLE, TX 76502-7397
Document Number	0000028133
Map Reference	CAB A SL 95-C
Instrument Date	Jun 18, 2019
Instrument	2019-00028133
Transaction Type	Transfer
Record Updated	Sep 30, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2102 WINCHESTER DR, 2102, TEMPLE, TX 76502-7397

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2102 WINCHESTER DR, TEMPLE, TX 76502-7397

Mortgage

Document Number	0000028134
Date	Jun 28, 2019
Instrument	2019-00028134

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BELL TX
Recording Date	Mar 14, 2018
Property Address	2102 WINCHESTER DR, TEMPLE, TX 76502-7397
Document Number	0000010131
Instrument Date	Mar 7, 2018
Instrument	10131
Transaction Type	Transfer
Record Updated	Mar 28, 2018
Title Company	INSPIRE CLOSING SERVICES LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2102 WINCHESTER DR TEMPLE TX 765027397, TEMPLE, TX 76502-7397

Mortgage

Document Number	10132
Date	Mar 14, 2018
Instrument	10132

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Mar 13, 2038

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Temple Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,445.00 (-29.59%) Homeowner's exemption	$223,153 Land $28,000 Building $195,153	$223,153 Land $28,000 Building $195,153
2022	$4,893.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 518 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Altitude ISP, SOS Communications.

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