2102 Wadhams Rd, Kimball (Smiths Creek), MI 48074 Property Records

St. Clair County property record for 2102 Wadhams Rd, Kimball, MI 48074

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,547 sqft · built 1995
Lot Size	0.758 acres (33,018 sqft)
Owner	2 Individual Names on File
Last Sale	$199,900 (Jul 2018)
Tax Bill	$2,661 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-25-595-0004-000`

Property Details

APN / Parcel Number

Primary APN	`74-25-595-0004-000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,547 sqft Living Area
1st Floor Area	1,530 sqft
Basement Area	1,530 sqft
Unfinished Basement	1,500 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Mansard
Roof Material	Composition Shingle
Lot Area	33,018 sqft (0.758 acres)
Lot Dimensions	330 ft deep x 100 ft wide
Garage Area	1,174 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2102 WADHAMS RD
City	KIMBALL
State	MI
Zip	48074-1912
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2 RES
Legal Description	S 100 FT OF N 350 FT OF LOT 1 SUP HUPERT PLAT
Legal Subdivision	SUPRVRS HUPERT
Legal Lot Number	1
Legal Unit	1
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	KIMBALL
Census Block Group	1
Census Block	1004
Census Tract	634600

Owner

2102 Wadhams Rd is owned and occupied by two individuals who bought it in July 2018.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2102 WADHAMS RD, KIMBALL, MI 48074-1912
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jul 2, 2018	Warranty Deed, Transfer · FHA Mortgage MICHIGAN MUTUAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2018 · Amount on File
Deed Sale	Jul 2, 2018 · Amount on File
Deed Document Number	201815081
Deed Book / Page	4963 / 653
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	2102 WADHAMS RD, KIMBALL, MI 48074-1912
Document Number	0053010823
Instrument Date	Dec 22, 2020
Transaction Type	Mortgage
Record Updated	Feb 9, 2021
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2102 WADHAMS RD KIMBALL MI 480741912, KIMBALL, MI 48074-1912

Mortgage

Document Number	0053010823
Date	Jan 13, 2021
Book Page	005301/000823

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	324 Months
Due	Jan 12, 2048

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jul 2, 2018
Property Address	2102 WADHAMS RD, KIMBALL, MI 48074-1912
Document Number	0049630653
Book / Page	004963 / 000653
Instrument Date	Jun 22, 2018
Transaction Type	Transfer
Record Updated	Aug 16, 2018
Title Company	MARITIME TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,719.14
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2532 WOODSTOCK DR PORT HURON MI 480602668, PORT HURON, MI 48060-2668

Mortgage

Document Number	49630655
Date	Jul 2, 2018
Book Page	004963/000655

Lender

Name	MICHIGAN MUTUAL
Type	Funding / Finance Company
Address	PORT HURON, MI 48060

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2102 Wadhams Rd was $2,661 with a homeowner's exemption, up 3.1% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Kimball Township
Unified School District	Port Huron Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$154,300 (+7.15%)	$308,600
2025	$2,661.00 (+3.06%) Homeowner's exemption	$144,000
2024	$2,582.00		$288,000
2023		$127,500
2022	$2,306.00		$255,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2102 Wadhams Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2102 Wadhams Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KIMBALL TOWNSHIP serves 5,170 people · EPA ID MI0003628
Water Source	Purchased surface water from CITY OF PORT HURON
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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