2102 Vista Cove Rd, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 2102 Vista Cove Rd, Saint Augustine, FL 32084

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,448 sqft · built 1998
Owner	2 Individual Names on File
Last Sale	$328,100 (Jun 2025)
Tax Bill	$5,603 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`094151-2102`

Property Details

APN / Parcel Number

Primary APN	`094151-2102`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,448 sqft Living Area
1st Floor Area	1,448 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998

Location & Zoning

Street Address	2102 VISTA COVE RD
City	SAINT AUGUSTINE
State	FL
Zip	32084-3062
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	VISTA COVE CONDO (OR1311/382) UNIT 2102 (3RD AMDMT OR1333/ 1474) OR6163/139
Legal Range	30E
Legal Township	07S
Legal Section	12
Legal Subdivision	VISTA COVE PH 7 BLDG 21
Legal Lot Number	2102
Legal Unit	2102
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3030
Census Tract	21002

Owner

2102 Vista Cove Rd, a condominium, is owned and occupied by two individuals who bought it in June 2025.

Source: St. Johns County records, as of June 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2102 VISTA COVE RD, SAINT AUGUSTINE, FL 32084-3062
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2025 · Amount on File
Deed Sale	Jun 6, 2025 · Amount on File
Prior Sale	Dec 1, 2022 · Amount on File
Deed Document Number	202544961
Deed Book / Page	6163 / 139
Prior Transfer Date	Dec 30, 2012
Prior Transfer Doc	0037051728
Record Updated	Oct 29, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Dec 1, 2022
Property Address	2102 VISTA COVE RD, SAINT AUGUSTINE, FL 32084-3062
Document Number	0056721374
Book / Page	5672 / 1374
Map Reference	MB 1340 PG 60
Instrument Date	Nov 30, 2022
Instrument	2022108799
Transaction Type	Transfer
Record Updated	Dec 13, 2022
Title Company	LAND TITLE/AMERICA INC, LAND TITLE OF AMERICA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,490.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	108 JACKSON ST, PALATKA, FL 32177-2712

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2102 VISTA COVE RD, ST AUGUSTINE, FL 32084-3062

Mortgage

Document Number	0056721376
Date	Dec 1, 2022
Instrument	5672/1376

Lender

Name	TOYOTA FINANCIAL SAVINGS BANK
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 2102 Vista Cove Rd was $5,603, up 20.1% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$280,800 (-) Building $280,800	$280,800 (-) Building $280,800
2025	$5,603.00 (+20.08%) Homeowner's exemption	$280,800	$280,800
2024	$4,666.00 (-0.85%)
2023	$4,706.00 (+17.42%) Homeowner's exemption	$286,254 (+27.43%)	$286,254 (+27.43%)
2022	$4,008.00	$224,640	$224,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2102 Vista Cove Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 43 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	43 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2102 Vista Cove Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20