2102 Vale St, Champaign, IL 61822 Property Records

Champaign County property record for 2102 Vale St, Champaign, IL 61822

Property Summary

Property Type	Single Family Home
Lot Size	0.234 acres (10,195 sqft)
Owner	2 Company Names on Record
Last Sale	$465,000 (Aug 2024)
Tax Bill	$11,881 (2024)
Deeds & Mortgages	Dec 2025 Transfer Oct 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-20-20-330-017`

Property Details

APN / Parcel Number

Primary APN	`03-20-20-330-017`

Exterior

Lot Area	10,195 sqft (0.234 acres)

Location & Zoning

Street Address	2102 VALE ST
City	CHAMPAIGN
State	IL
Zip	61822-3593
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 510 IRONWOOD WEST V SUB
Legal Range	08E
Legal Township	19N
Legal Section	20
Legal Subdivision	IRONWOOD WEST V SUB
Legal Lot Number	510
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	1
Census Block	1027
Census Tract	1205

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2102 VALE ST, CHAMPAIGN, IL 61822-3593
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2025	Intrafamily Transfer, Transfer
Oct 9, 2025	Deed of Trust, Mortgage · Conventional Mortgage BUSEY BANK
Aug 20, 2021	Warranty Deed, Transfer · Conventional Mortgage BUSEY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2024 · Amount on Record
Deed Sale	Aug 1, 2024 · Amount on Record
Prior Sale	Aug 20, 2021 · Amount on Record
Deed Document Number	202411301
Last Transfer Date	Nov 25, 2025
Transfer Doc	0000018497
Record Updated	Jun 8, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHAMPAIGN IL
Recording Date	Dec 2, 2025
Property Address	2102 VALE ST, CHAMPAIGN, IL 61822-3593
Document Number	0000018497
Map Reference	DOC 2004R 02719
Instrument Date	Nov 25, 2025
Instrument	2025R18497
Transaction Type	Transfer
Record Updated	Dec 10, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2102 VALE ST, CHAMPAIGN, IL 61822-3593

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	2102 VALE ST, CHAMPAIGN, IL 61822-3593
Transaction Type	Mortgage
Record Updated	Oct 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2102 VALE ST, CHAMPAIGN, IL 61822-3593

Mortgage

Document Number	0000015398
Date	Oct 9, 2025
Instrument	2025R15398

Lender

Name	BUSEY BANK
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6%

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Aug 20, 2021
Property Address	2102 VALE ST, CHAMPAIGN, IL 61822-3593
Document Number	0000020140
Map Reference	DOC 2004R02719
Instrument Date	Aug 19, 2021
Instrument	2021R20140
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2102 VALE ST # SL, SL, CHAMPAIGN, IL 61822-3593

Mortgage

Document Number	0000020141
Date	Aug 20, 2021
Instrument	2021R20141

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$158,370 (+12.6%) Land $29,040 Building $129,330	$475,110 (+12.6%) Land $87,120 Building $387,990
2024	$11,881.00 (+10.67%) Homeowner's exemption	$140,650 (+16.1%) Land $25,790 Building $114,860	$421,950 (+16.1%) Land $77,370 Building $344,580
2022	$10,736.00 Homeowner's exemption	$121,150 Land $22,210 Building $98,940	$363,450 Land $66,630 Building $296,820

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Nextlink Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Mediacom Xtream, Verizon.

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