2102 Twin Lakes Rd, Ely, MN 55731 Property Records

St. Louis County property record for 2102 Twin Lakes Rd, Ely, MN 55731

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,053 sqft · built 1998
Lot Size	5.14 acres (223,898 sqft)
Owner	Company Name on File
Last Sale	$100,760 (Jun 2025)
Tax Bill	$2,432 (2026)
Deeds & Mortgages	Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`465-0030-00302`

Property Details

APN / Parcel Number

Primary APN	`465-0030-00302`
Alternative APN	`1045193`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,053 sqft Gross Area
1st Floor Area	936 sqft
Basement Area	702 sqft
Finished Basement	702 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Lot Area	223,898 sqft (5.14 acres)
Garage Area	672 sqft

Exterior Amenities

Deck Area	128 sqft
Patio Area	340 sqft
Storage Building	192 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1045193
Street Address	2102 TWIN LAKES RD
City	ELY
State	MN
Zip	55731-8009
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNS
Legal Description	NORTH 400 FEET OF E1/2 OF SE1/4 OF SW1/4EXCEPT WESTERLY 100 FEET SERIAL #
Legal Range	13W
Legal Township	62N
Legal Section	02
Legal Subdivision	MORSE TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	MORSE
Census Block Group	2
Census Block	2076
Census Tract	15401

Owner

Source: St. Louis County records · APN 465-0030-00302

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	2102 TWIN LAKES RD, ELY, MN 55731-8009
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 25, 2025 · Amount on Record
Deed Sale	Jun 25, 2025 · Amount on Record
Prior Sale	Jan 25, 2018 · Amount on Record
Deed Document Number	20251512618
Prior Transfer Date	May 10, 2005
Prior Transfer Doc	0000982002
Record Updated	Sep 20, 2026

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jan 25, 2018
Property Address	2102 TWIN LAKES RD, ELY, MN 55731-8009
Document Number	00A1326562
Instrument Date	Jan 19, 2018
Instrument	A1326562
Transaction Type	Transfer
Record Updated	Feb 12, 2018
Title Company	NORTHEAST TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$594.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2102 TWIN LAKES RD ELY MN 557318009, ELY, MN 55731-8009

Mortgage

Document Number	A1326563
Date	Jan 25, 2018
Instrument	A1326563

Lender

Name	ELY AREA CU
Type	Credit Union
Address	ELY, MN 55731

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 24, 2033

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Morse Township
Unified School District	Ely Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,432.00 (+0.41%)
2025	$2,422.00 (+2.71%)	$284,400 (+15%) Land $55,600 Building $228,800	$284,400 (+15%) Land $55,600 Building $228,800
2024	$2,358.00	$247,300 (+15.89%) Land $52,300 Building $195,000	$247,300 (+15.89%) Land $52,300 Building $195,000
2022		$213,400 Land $43,200 Building $170,200	$213,400 Land $43,200 Building $170,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 24, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Moderate above 64% of the US · above 86% of Minnesota
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Based on FCC filings for 2 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Twin Lakes Rd

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