2102 Sparrow Rd, Chesapeake, VA 23320 Property Records

Chesapeake City property record for 2102 Sparrow Rd, Chesapeake, VA 23320

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,212 sqft · built 1966
Lot Size	0.143 acres (6,229 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (Nov 2021)
Tax Bill	$2,650 (2025)
Deeds & Mortgages	Mar 2021 Refinance Nov 2021 Sale & Mortgage + 2 more
APN	`0207004000001`

Property Details

APN / Parcel Number

Primary APN	`0207004000001`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,212 sqft Living Area
1st Floor Area	1,212 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1966
Effective Year Built	Effective 2014
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,229 sqft (0.143 acres)
Lot Dimensions	100 ft deep x 62 ft wide
Porch	Open Porch
Porch Area	96 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2102 SPARROW RD
City	CHESAPEAKE
State	VA
Zip	23320-2327
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6: RESIDE
Legal Description	LOT A RESUB LOTS 1-3-5-7-9 BLK 107 N HGLDS SUB D
Legal Subdivision	NORFOLK HIGHLANDS F, G & H
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1018
Census Tract	20809

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2102 SPARROW RD, CHESAPEAKE, VA 23320-2327
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS LLC
Nov 16, 2021	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HOME LOANS
Mar 2, 2015	Special Warranty Deed, Transfer · FHA Mortgage SOUTHERN TRUST MORTGAGE LLC
May 2, 2007	Warranty Deed, Transfer · Conventional Mortgage 1ST HORIZON HOME LOAN COR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2021 · Amount on Record
Deed Sale	Nov 16, 2021 · Amount on Record
Prior Sale	Mar 2, 2015 · Amount on Record
Deed Document Number	202151406
Deed Book / Page	10480 / 1438
Prior Transfer Date	May 27, 2014
Prior Transfer Doc	9391/0600
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	2102 SPARROW RD, CHESAPEAKE, VA 23320-2327
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10338/1170
Date	Mar 21, 2021
Book Page	10338/1170
Instrument	210013847

Lender

Name	QUICKEN LOANS LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2041

Interest

Rate Type	Fixed Rate
Rate	2.88%

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Nov 16, 2021
Property Address	2102 SPARROW RD, CHESAPEAKE, VA 23320-2327
Document Number	10480/1438
Book / Page	10480 / 1438
Instrument Date	Nov 9, 2021
Instrument	210051406
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	COLE TITLE, NOBLE TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2102 SPARROW RD, CHESAPEAKE, VA 23320-2327

Mortgage

Document Number	210051407
Date	Nov 16, 2021
Instrument	210051407

Lender

Name	VETERANS UNITED HOME LOANS

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

March 2015: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Mar 2, 2015
Property Address	2102 SPARROW RD, CHESAPEAKE, VA 23320-2327
Document Number	9481/1406
Book / Page	9481 / 1406
Instrument Date	Feb 24, 2015
Transaction Type	Transfer
Record Updated	Sep 20, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	94811409
Date	Mar 2, 2015
Instrument	9481/1409

Lender

Name	SOUTHERN TRUST MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Mortgage

Document Number	09481/1419
Date	Mar 2, 2015
Book Page	9481/1419

Lender

Name	SONABANK

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

May 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	May 2, 2007
Property Address	2102 SPARROW RD, CHESAPEAKE, VA 23320-2327
Document Number	007058/167
Book / Page	7058 / 167
Instrument Date	Apr 4, 2007
Transaction Type	Transfer
Record Updated	May 7, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0007058170
Date	May 2, 2007
Instrument	7058/170

Lender

Name	1ST HORIZON HOME LOAN COR

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$278,100 (+5.98%) Land $125,000 Building $153,100	$278,100 (+5.98%) Land $125,000 Building $153,100
2025	$2,650.00 (+59.73%)	$262,400 (+14.69%) Land $115,000 Building $147,400	$262,400 (+14.69%) Land $115,000 Building $147,400
2023		$228,800 (+7.02%) Land $100,000 Building $128,800	$228,800 (+7.02%) Land $100,000 Building $128,800
2022		$213,800 Land $95,000 Building $118,800	$213,800 Land $95,000 Building $118,800
2019	$1,659.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 594 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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