2102 SE Opal Way, Stuart, FL 34997 Property Records

Martin County property record for 2102 SE Opal Way, Stuart, FL 34997 · Last verified January 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1980
Square Footage2,278 sqft Living Area
Lot Size21,998 sqft (0.505 acres)
OccupancyOwner Occupied
Last Sale$260,000 (2014)
Tax Bill$5,537.00 (2024)

Property Details

APN / Parcel Number

Primary APN53-38-41-001-000-00610-4
Alternative APN
  • 43254

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Building Area2,278 sqft Living Area
1st Floor2,145 sqft 1st Floor
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces
ElevatorElevator

Exterior

Year BuiltBuilt 1980
Exterior MaterialStucco Exterior
Construction TypeConcrete Blocks Construction
Foundation TypeMat/Raft Foundation (Slab) Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area21,998 sqft (0.505 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area506 sqft Garage
Pool Area450 sqft Pool
Porch1 Porch
Porch Area336 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Account Number43254
Street Address2102 SE OPAL WAY
CitySTUART
StateFL
Zip34997-6514
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCORAL LAKES LOT 61
Legal Range41E
Legal Township38S
Legal Section53
Legal SubdivisionCORAL LAKES
Legal Lot Number61
JurisdictionMARTIN FL
Minor Civil DivisionPORT SALERNO-HOBE SOUND
Census Blockgroup2
Census Block2012
Census Tract1106

Owner

Source: Martin County records · APN 53-38-41-001-000-00610-4

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Co-ownerVerified Secondary Owner
Mailing Address2102 SE OPAL WAY, STUART, FL 34997-6514
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOWER LLC
Sep 29, 2021Deed of Trust, Mortgage · Line of Credit
LOWER LLC
Jan 17, 2020Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC

Assessor's Deed Record

Deed Names3 Verified Names on Deed
Last SaleDec 05, 2014 · Amount on Record
Deed SaleDec 05, 2014 · Amount on Record
Prior SaleDec 05, 2014 · Amount on Record
Deed Doc Number0027550524
Deed Book / Page02755 / 0524
Last Transfer DateAug 08, 2016
Transfer Doc0028711710
Record RefreshedJun 08, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address2102 SE OPAL WAY, STUART, FL 34997-6514
Transaction TypeMortgage
Record UpdatedOct 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address2102 SE OPAL WAY, STUART, FL 34997-6514

Mortgage

Document Number0032601113
DateSep 29, 2021
Book Page3260/1113
Instrument2917099
Lender
NameLOWER LLC
TypeMortgage Company
AddressCOLUMBIA, MD 21046
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2051

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address2102 SE OPAL WAY, STUART, FL 34997-6514
Transaction TypeMortgage
Record UpdatedOct 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address2102 SE OPAL WAY, STUART, FL 34997-6514

Mortgage

Document Number0032601126
DateSep 29, 2021
Book Page3260/1126
Instrument2917100
Lender
NameLOWER LLC
TypeMortgage Company
AddressCOLUMBIA, MD 21046
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueOct 25, 2041
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address2102 SE OPAL WAY, STUART, FL 34997-6514
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0031061015
DateJan 17, 2020
Book Page3106/1015
Instrument2795425
Lender
NameFIGURE LENDING LLC
TypeMortgage Company
AddressSAN FRANCISCO, CA 94108
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueJan 17, 2035
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Martin County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$389,668 (+4.7%)$490,790 (+3.96%) Land $220,000 Building $270,790
2024$5,537.00 (+4.1%)
2023$5,319.00 (+12.05%) Additional exemption filed$372,179 (+26.88%)$472,110 (+28.49%) Land $225,500 Building $246,610
2022$4,747.00 Homeowner's exemption$293,337$367,420 Land $179,880 Building $187,540

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Martin County (12085C), updated April 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AH, within 100 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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