Worcester County property record for 2102 Points Reach, Ocean Pines, MD 21811
| Property Type | Condominium |
|---|---|
| Details | 3 ba · 1,896 sqft · built 2005 |
| Lot Size | 0.019 acres (855 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $350,000 (Nov 2020) |
| Tax Bill | $2,920 (2026) |
| Deeds & Mortgages | Sep 2023 Mortgage Dec 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-165671 |
| Primary APN | 03-165671 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Building Area | 1,896 sqft Total Area |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Siding |
| Lot Area | 855 sqft (0.019 acres) |
| Account Number | 165671 |
|---|---|
| Street Address | 2102 POINTS REACH |
| City | BERLIN |
| State | MD |
| Zip | 21811-4214 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | U 2102 PH 3 E OF OCEAN PARKWAY POINTS REACH CM |
| Legal Subdivision | POINTS REACH CM |
| Legal Phase | 3 |
| Legal Lot Number | 2102 |
| Jurisdiction | WORCESTER MD |
| Township / Civil Division | 5, OCEAN PINES |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 951101 |
Source: Worcester County records, as of October 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2102 POINTS REACH, BERLIN, MD 21811-4214 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 1, 2023 | Deed of Trust, Mortgage · FHA Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Dec 22, 2021 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Nov 25, 2020 | Special Warranty Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 25, 2020 · Amount on Record |
| Deed Sale | Nov 25, 2020 · Amount on Record |
| Prior Sale | Oct 5, 2006 · Amount on Record |
| Deed Book / Page | 7846 / 117 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MD |
| Property Address | 2102 POINTS REACH, OCEAN PINES, MD 21811-4214 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0086310194 |
|---|---|
| Date | Sep 1, 2023 |
| Book Page | 8631/194 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2053 |
| Change Frequency | 2 Years |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MD |
| Property Address | 2102 POINTS REACH, OCEAN PINES, MD 21811-4214 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | SECU TITLE SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0082670348 |
|---|---|
| Date | Dec 22, 2021 |
| Book Page | 8267/348 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | LINTHICUM HEIGHTS, MD 21090 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | WORCESTER MD |
| Recording Date | Nov 25, 2020 |
| Property Address | 2102 POINTS REACH, OCEAN PINES, MD 21811-4214 |
| Document Number | 0078460117 |
| Book / Page | 7846 / 117 |
| Instrument Date | Nov 16, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | CAPITOL TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2102 POINTS REACH, OCEAN PINES, MD 21811-4214 |
| Document Number | 0007846124 |
|---|---|
| Date | Nov 25, 2020 |
| Instrument | 7846/124 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
Source: Worcester County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Worcester County |
| Unified School District | Worcester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,920.00 (+1.14%) Homeowner's exemption | $359,533 (+19.29%) | $388,600 (+28.93%) Land $194,300 Building $194,300 |
| 2025 | $2,887.00 (+0.1%) Homeowner's exemption | ||
| 2023 | $2,884.00 Homeowner's exemption | $301,400 Land $150,700 Building $150,700 | $301,400 Land $150,700 Building $150,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 206 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 281 units insured incl. 75 condo units |
| Nearby Flood Claims | 4 (2011–2012) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCEAN PINES serves 11,890 people · EPA ID MD0230005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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