2102 Needle Palm Dr, Edgewater, FL 32141 Property Records

Volusia County property record for 2102 Needle Palm Dr, Edgewater, FL 32141

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 960 sqft · built 1973
Lot Size	0.344 acres (15,000 sqft)
Owner	Individual Name on File
Last Sale	$132,000 (Sep 2015)
Tax Bill	$1,334 (2025)
Deeds & Mortgages	May 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`8402-01-05-3540`

Property Details

APN / Parcel Number

Primary APN	`8402-01-05-3540`
Alternative APNs	`34180201053540` `3925211.0` `3925211`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1975
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	125 ft deep x 120 ft wide
Garage Area	312 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	200 sqft
Porch	Enclosed Porch
Porch Area	160 sqft
Deck Area	170 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3925211.0
Old Parcel Number	34180201053540
Street Address	2102 NEEDLE PALM DR
City	EDGEWATER
State	FL
Zip	32141-3916
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2B
Legal Description	LOTS 5354 5355 & 5356 BLK 184 FLORIDA SHORES UNIT 6 MB 23 PG 109 PER OR 4509 PG 0386 PER OR 6359 PG 3432 PER OR 7159 PG 1198
Legal Range	34E
Legal Township	18S
Legal Section	02
Legal Subdivision	SHORES
Legal Tract	1
Legal Block	184
Legal Lot Number	5354 5355
Legal Unit	6
Jurisdiction	VOLUSIA FL
Township / Civil Division	NEW SMYRNA BEACH
Census Block Group	2
Census Block	2023
Census Tract	83006

Owner

2102 Needle Palm Dr is owned and occupied by an individual who bought it in September 2015.

Source: Volusia County records, as of December 19, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2102 NEEDLE PALM DR, EDGEWATER, FL 32141-3916
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 2015 · Amount on File
Deed Sale	Sep 3, 2015 · Amount on File
Prior Sale	Sep 3, 2015
Deed Document Number	2015-165235
Deed Book / Page	7159 / 1199
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	2102 NEEDLE PALM DR, EDGEWATER, FL 32141-3916
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2102 NEEDLE PALM DR, EDGEWATER, FL 32141-3916

Mortgage

Document Number	0084064729
Date	May 15, 2023
Book Page	8406/4729
Instrument	2023098921

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 20, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 2102 Needle Palm Dr was $1,334 with a homeowner's exemption.

Source: Volusia County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Edgewater City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,334.00 Homeowner's exemption	$106,114	$185,973 Land $64,800 Building $121,173
2023	$1,130.00 (+7.01%) Homeowner's exemption	$100,121 (+4.8%)	$187,048 (+18.27%) Land $63,000 Building $124,048
2022	$1,056.00 Homeowner's exemption	$95,537	$158,157 Land $44,400 Building $113,757

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2102 Needle Palm Dr in Zone X, an area of minimal flood risk, though there have been 72 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 155 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	155 in force
Nearby Flood Claims	72 (1991–2025)
Claims Outside the SFHA	72 of 72
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 30 claims Hurricane Ian, Nov 2022 · 14 claims Hurricane Ian, Sep 2022 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2102 Needle Palm Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EDGEWATER serves 28,552 people · EPA ID FL3640331
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20