2102 Lewis Rd, Milton, FL 32570 Property Records

Santa Rosa County property record for 2102 Lewis Rd, Milton, FL 32570

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,827 sqft · built 2020
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Last Sale	$365,000 (Aug 2023)
Tax Bill	$2,041 (2024)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Oct 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`22-4N-28-0000-00119-0000`

Property Details

APN / Parcel Number

Primary APN	`22-4N-28-0000-00119-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,827 sqft Heated Area
Gross Area	2,203 sqft
1st Floor Area	1,827 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	217,800 sqft (5 acres)
Garage Area	1 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	76 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	224N280000001190000
Street Address	2102 LEWIS RD
City	MILTON
State	FL
Zip	32570-9830
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-RR
Legal Description	DESC UPDATE FOR 2023 LOT 1 COM AT THE SE COR 22-4N-28W; THN N88*49'44W ALNG S LN 1447.93 FT TO POB; THN 1155.66 FT TO PNT
Legal Range	28W
Legal Township	04N
Legal Section	22
Legal Subdivision	COMMENCE/THE SOUTHEAST CORNER/
Legal Lot Number	1
Jurisdiction	SANTA ROSA FL
Township / Civil Division	BERRYDALE
Census Block Group	4
Census Block	4108
Census Tract	10100

Owner

Source: Santa Rosa County records · APN 22-4N-28-0000-00119-0000

Assessment roll updated July 1, 2024 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2102 LEWIS RD, MILTON, FL 32570-9830
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2023	Warranty Deed, Transfer · VA Mortgage NAVY FCU
Oct 29, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage PEN AIR FEDERAL CU
Apr 01, 2022	Deed of Trust, Mortgage · Line of Credit PEN AIR FEDERAL CU
Sep 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage HARVESTERS FCU
Apr 16, 2020	Loan Modification, Mortgage PEN AIR FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 15, 2023 · Amount on Record
Deed Sale	Aug 15, 2023 · Amount on Record
Prior Sale	Apr 23, 2019 · Amount on Record
Deed Document Number	202337047
Deed Book / Page	4425 / 175
Record Updated	Jun 08, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Aug 15, 2023
Property Address	2102 LEWIS RD, MILTON, FL 32570-9830
Document Number	0044250175
Book / Page	4425 / 175
Instrument Date	Aug 14, 2023
Instrument	202337047
Transaction Type	Transfer
Record Updated	Sep 19, 2023
Title Company	OKALOOSA TTL & ABSTRACT CO I

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,555.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3740 SOILING SPRINGS HEY #214214, 214214, BOILING SPRINGS, SC 29316

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2102 LEWIS RD, MILTON, FL 32570-9830

Mortgage

Document Number	0044250178
Date	Aug 15, 2023
Book Page	4425/178
Instrument	202337048

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2053

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	2102 LEWIS RD, MILTON, FL 32570-9830
Transaction Type	Mortgage
Record Updated	Mar 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2102 LEWIS RD, MILTON, FL 32570-9830

Mortgage

Document Number	0042001481
Date	Oct 29, 2021
Book Page	4200/1481
Instrument	202172693

Lender

Name	PEN AIR FEDERAL CU
Type	Credit Union
Address	PENSACOLA, FL 32514

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Nov 13, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	2102 LEWIS RD, MILTON, FL 32570-9830
Transaction Type	Mortgage
Record Updated	Mar 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2102 LEWIS RD, MILTON, FL 32570-9830

Mortgage

Document Number	0042651517
Date	Apr 01, 2022
Book Page	4265/1517
Instrument	202219451

Lender

Name	PEN AIR FEDERAL CU
Type	Credit Union
Address	PENSACOLA, FL 32514

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 31, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	2102 LEWIS RD, MILTON, FL 32570-9830
Transaction Type	Mortgage
Record Updated	May 02, 2022
Title Company	RELIABLE LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2102 LEWIS RD, MILTON, FL 32570-9830

Mortgage

Document Number	0040060555
Date	Sep 24, 2020
Book Page	4006/555
Instrument	202048942

Lender

Name	HARVESTERS FCU
Type	Credit Union
Address	CANTONMENT, FL 32533

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2050

April 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SANTA ROSA FL
Property Address	2102 LEWIS RD, MILTON, FL 32570-9830
Document Number	0039550825
Instrument Date	Apr 16, 2020
Transaction Type	Mortgage
Record Updated	Feb 23, 2021
Title Company	RELIABLE LAND TITLE CORPORATION, RELIABLE LAND TITLE CORP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2102 LEWIS RD MILTON FL 325709830, MILTON, FL 32570-9830

Mortgage

Document Number	0039550825
Date	May 27, 2020
Book Page	003955/000825
Instrument	25068

Lender

Name	PEN AIR FCU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 26, 2050

Interest

Rate Type	Fixed Rate
Rate	4.87%

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated July 1, 2024 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,041.00 (+12.64%) Homeowner's exemption	$207,953 (+12.14%)	$250,193 (+1.65%) Land $12,960 Building $237,233
2023	$1,812.00 (+2.49%) Homeowner's exemption	$185,447 (+3%)	$246,123 (+8.27%) Land $53,125 Building $192,998
2022	$1,768.00 Homeowner's exemption	$180,046	$227,327 Land $42,000 Building $185,327

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 18, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Moderate above 69% of the US · above 49% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 10 locations within half a mile of this property.

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