2102 Lenox Rd, Schenectady, NY 12308 Property Records

Schenectady County and Schenectady City property record for 2102 Lenox Rd, Schenectady, NY 12308

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 520 sqft · built 1916
Lot Size	0.155 acres (6,750 sqft)
Owner	Individual Name on File
Last Sale	$165,000 (Nov 2024)
Tax Bill	$4,963 (2026)
Deeds & Mortgages	Sep 2025 Mortgage Nov 2024 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`421500 39.36-3-2`

Property Details

APN / Parcel Number

Primary APN	`421500 39.36-3-2`
Alternative APN	`150003903600030020000000`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	520 sqft Living Area
1st Floor Area	520 sqft

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1916
Architectural Style	Bungalow
Exterior Material	Wood
Lot Area	6,750 sqft (0.155 acres)
Lot Dimensions	150 ft deep x 45 ft wide
Porch	Slab
Porch Area	232 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2102 LENOX RD
City	SCHENECTADY
State	NY
Zip	12308-1307
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	BLOCK O 1 WOOD AND BARN
Legal Subdivision	ELLEN BANKER AND GERSHOM BANKER
Legal Block	3
Legal Lot Number	2.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	1
Census Block	1007
Census Tract	20101

Owner

2102 Lenox Rd is owned by an individual who bought it in November 2024.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	409 STATE ST, 1, ALBANY, NY 12203-1013
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2025	Deed of Trust, Mortgage CITY OF SCHENECTADY
Nov 7, 2024	Warranty Deed, Transfer · Conventional Mortgage M & T BANK
Mar 8, 2024	Quit Claim Deed, Transfer Quitclaim
May 17, 2023	Deed, Transfer
Nov 28, 2018	Warranty Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 7, 2024 · Amount on File
Deed Sale	Nov 7, 2024 · Amount on File
Prior Sale	May 13, 2024 · Amount on File
Deed Document Number	202466643
Deed Book / Page	2141 / 331
Prior Transfer Date	Feb 27, 2024
Prior Transfer Doc	0000014467
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	2102 LENOX RD, SCHENECTADY, NY 12308-1307
Transaction Type	Mortgage
Record Updated	Sep 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2102 LENOX RD, SCHENECTADY, NY 12308-1307

Mortgage

Document Number	0000021576
Date	Sep 11, 2025
Instrument	202521576

Lender

Name	CITY OF SCHENECTADY
Type	Government Agency
Address	SCHENECTADY, NY 12308

Agreement

Amount	Amount on Record

November 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Nov 7, 2024
Property Address	2102 LENOX RD, SCHENECTADY, NY 12308-1307
Document Number	0000066643
Book / Page	2141 / 331
Instrument Date	Sep 27, 2024
Instrument	202466643
Transaction Type	Transfer
Record Updated	Apr 14, 2026
Title Company	LEGACY TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1825 RANDOLPH RD, SCHENECTADY, NY 12308-2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 STATE ST APT 1, 1, ALBANY, NY 12203-1013

Mortgage

Document Number	0000066644
Date	Nov 7, 2024
Instrument	202466644

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Oct 1, 2054

March 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Mar 8, 2024
Property Address	2102 LENOX RD, SCHENECTADY, NY 12308-1307
Document Number	0000014467
Book / Page	2126 / 888
Instrument Date	Feb 27, 2024
Instrument	202414467
Transaction Type	Transfer
Record Updated	Mar 26, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 JAY ST, SCHENECTADY, NY 12305-1905

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2110 LENOX RD, SCHENECTADY, NY 12308-1307

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHENECTADY NY
Recording Date	May 17, 2023
Property Address	2102 LENOX RD, SCHENECTADY, NY 12308-1307
Document Number	0000027875
Book / Page	2108 / 46
Instrument Date	May 5, 2023
Instrument	202327875
Transaction Type	Transfer
Record Updated	May 31, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 JAY ST, SCHENECTADY, NY 12305-1905

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 JAY ST, SCHENECTADY, NY 12305-1905
Investor	Possibly a Property Investor

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Nov 28, 2018
Property Address	2102 LENOX RD, SCHENECTADY, NY 12308-1307
Document Number	0000052253
Book / Page	002000 / 000752
Instrument Date	Sep 18, 2018
Instrument	52253
Transaction Type	Transfer
Record Updated	Dec 18, 2018
Title Company	OTHER

Transaction

Amount	Amount on Record
Tax	$188.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	551 FLORENCE ST SCHENECTADY NY 123081618, SCHENECTADY, NY 12308-1618

Tax Assessment & Valuation

The 2026 property tax bill for 2102 Lenox Rd was $4,963, up 9.4% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,963.00 (+9.44%)
2025	$4,535.00	$95,200 Land $8,800 Building $86,400	$157,642 Land $14,572 Building $143,070
2023		$58,500 (-) Land $8,800 Building $49,700	$74,051 (+3.8%) Land $11,139 Building $62,912
2022		$58,500 Land $8,800 Building $49,700	$71,341 Land $10,732 Building $60,609
2021	$3,332.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2102 Lenox Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1993–1996)
Most Recent Claim	Jan 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2102 Lenox Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 512 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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